General Insurance Spring Seminar. Friday 21 May 2004, Staple Inn Hall. Coping with Domestic Problems. Household Help. Spring Seminar 2004. Presented by Susan Ley and Graham Oswald. With input from Uma Baska and Cheryl Russell. Household insurance – what it covers
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Friday 21 May 2004, Staple Inn Hall
Spring Seminar 2004
Susan Ley and Graham Oswald
With input from
Uma Baska and Cheryl Russell
Household is domestic only.
Household insurance provides coverage against loss to buildings and contents from certain perils and occupiers liability
Coverage is to indemnify insured for the loss, subject to any limits or excesses
Indemnity is either - Full Indemnity or New for OldHousehold insurance - what is it?
Survey Results - Prediction of perils which will display the most worrying trends over the next 3 years
Escape of water through Pitch Fibre pipes
Escape of water excluding Pitch Fibre Pipes
Times article 8th April 2004
Source: PwC market data
Source Benfield Greig
Source : Norwich Union – based on sub-sections of the household account
Source: RICS / BCIS
What about if it is the owner’s horse ?