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Table 1 HKIFA Survey: re MPF investment 表一 香港投資基金公會調查─ 強積金投資

Table 1 HKIFA Survey: re MPF investment 表一 香港投資基金公會調查─ 強積金投資. In June, successfully interviewed 500 employees who have enrolled in MPF 在六月成功訪問 500 名參與強積金的僱員 MPF – Member choice 強積金 ─ 成員選擇. Table 2 Types of MPF funds selected 表二 揀選了哪類強積金基金. Base : All respondents

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Table 1 HKIFA Survey: re MPF investment 表一 香港投資基金公會調查─ 強積金投資

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  1. Table 1 HKIFA Survey: re MPF investment 表一 香港投資基金公會調查─ 強積金投資 • In June, successfully interviewed 500 employees who have enrolled in MPF • 在六月成功訪問500名參與強積金的僱員 • MPF – Member choice • 強積金 ─ 成員選擇

  2. Table 2 Types of MPF funds selected 表二 揀選了哪類強積金基金 Base : All respondents 基數：所有受訪者 Total合計 500 % • Not Sure/Not clear 不肯定/不清楚 58 • Capital Preservation Funds 保本基金 14 • Equity Funds 股票基金 11 • Balanced/Lifestyle Funds 平衡/人生階段基金 6 • Forgotten 忘記了 6 Top 5 answers 最多人選擇的五項

  3. Table 3 Source of advice in selecting MPF funds 表三 揀選強積金時所參考之意見 % • Personal judgment 個人意見 53 • Service providers 服務提供者 29.5 • Colleagues 同事 6 • Employers 僱主 5 4 2.5 • Friends/relatives 親友 • Others 其他 Base : All respondents 基數：所有受訪者 Total合計 500

  4. Base : All respondents 基數：所有受訪者 Total合計 500 % • Stability/Low risk 穩陣/低風險54 • Maximize returns爭取最高回報 47 • Don’t want to lose money不虧損 10 • Recommended by others 其他人推介 5 • Sufficient money for retirement可應付退休後生活 3 Table 4 Key factors behind fund choice表四 揀選基金時的考慮因素  Multiple responses allowed 可選多過一個答案  Top 5 answers 最多人選擇的五項

  5. Base : 500 respondents/受訪者 Table 5 Sufficient for retirement purposes 表五 強積金是否足夠應付退休生活 a. MPF sufficient for retirement or not? 強積金是否足夠支持你退休後的生活？ Base : 467 respondents/受訪者 (currently not make voluntary contributions 現時沒有作自願性供款) b. Plan to make voluntary contributions? 會否計劃作自願性供款？

  6. Table 6 Switching 表六 轉換基金 Base : All respondents 基數：所有受訪者 Total合計 500 No 不會 Not sure 不肯定 Maybe 可能 Haven’t thought about it 沒有想過 Haven’t thought about it 沒有想過 No 不會 Depends 視乎情況而定 Not sure 不肯定 Yes 會 Yes 會 4 36 5 7 38 3 11 8 11 77 % In the next 3 years 未來三年 % In the next 12 months 未來12個月

  7. Table 7 Risk tolerance & Expected Returns 表七 可承受風險及預期回報 Base : All respondents 基數：所有受訪者 Total合計 500 Tolerance level: maximum drop p.a. 可承受基金價格一年下跌幅度% 10% 54 11-15% 4 16-20% 9 >20% 21 Don’t know 不知道 7 Won’t bother me in short-term 我不太關注短期波幅 5 Expected return p.a. 預期每年回報% 10% 47 11-15% 9 16-20% 9 >20% 23 To beat HK inflation 跑贏通脹 3 I am not concerned about annual returns, but more about long-term returns關心長線回報 7 Don’t care 不關心回報 2

  8. Table 8 Greatest risks under MPF funds 表八 強積金的最大風險 Base : All respondents 基數：所有受訪者 Total合計 500 % • Lose capital 虧損本金46 • Sharp market volatilities市場大幅上落 19 • Fund managers perform badly基金經理表現差勁 6 • Service providers go bankrupt服務提供者破產 6 • Don’t think there is any risk 不認為有任何風險 4 • 3  Multiple responses allowed 可選多過一個答案 Top 5 answers 最多人選擇的五項

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