Health Insurance Agent St Louis | Linda Buchmann

1. Linda Buchmann

2. About Linda Buchmann • Linda Buchmann is one of the leading health insurance agent in St Louis • Linda Buchmann have been successfully assisting business owners with their benefits, saving them money, and increasing their employees’ satisfaction since 2019. • They assist you with Health, Life, and supplemental health insurance aflac

3. A Modern Health Benefits Whether you are currently providing benefits to your employees, need a better way of managing costs, OR are looking to provide benefits to your employees as a new offering, we’ve got you covered. is a next-gen health care platform that empowers small business owners to control and predict costs, save money and attract and retain the top talent.

4. Retirement Planning Retirement planning includes setting goals for retirement income and the means necessary to achieve them. Retirement planning includes identifying sources of income, estimating expenses, putting a funds plan into action, and managing assets and risk. Potential earnings are projected to see if the goal retirement income is attainable.

5. Employee Retention Credit For all of us, COVID-19 has been a struggle. The economy stopped as the world fell apart, putting the future of many companies in jeopardy. Businesses must now concentrate on recovering as we start to return to normality; luckily, a number of government initiatives are facilitating this process.

6. An Employer & Employee Friendly Platform • Our experience in all aspects of healthcare provider-based services allows us to design and develop a platform that is both employer and employee friendly while allowing us to continuously provide you with the analytics necessary to help you make smarter decisions about your business and how to operate it most cost-effectively. First, it’s important to understand the competitive landscape of health benefits. Linda Buchmann, health insurance agent st louis help you to find the best plan to you.

7. Level Funded Health Plan • Over the past 15 years, a middle ground between “self-funded” plans and “traditional” insurance has emerged. These “level-funded” health plans are a fairly simple type of self-funding that are designed for small businesses. Plan providers (such as American Trustee, Inc.) establish a Third Party Administrator and get approved by a stop-loss carrier who agrees to cover claims above a certain amount. As these plans don’t need to be rated at a community level (as is the case with traditional insurance), level-funded health plans generally cost less and minimize the risk to employers, but only if the TPA knows how to balance cost-control with excellent healthcare and customer service.

8. Fully Insured Health Plans • Traditionally, when people talked about insurance, it was “Fully Insured”. The employer or its employee pays a premium to the insurance company in return for paying future “covered” medical claims that are beyond the “out of pocket” maximum (the amount that employees and their families will pay for that service). The totality of risk for the medical claims is borne by the insurance company. As insurance is a for-profit industry, the insurance company must cover its risk and make money. As the cost of medical care increases, so to do the premiums. All the aflac medical insurance process will easy handled through linda buchmann.

9. AFLAC Supplemental Insurance • AFLAC is inexpensive allowing you to choose the plans to fit your individual needs and budget. • AFLAC is rate stable, no rate increases. (unless you make changes to your policy) • Kids can be on AFLAC plans until age 26.  On our Cancer plan kids are FREE!

10. Contact Us • For any health insurance related services, feel free to contact • + 660 537 5177 • linda@amtrustee.com • 5377 State Hwy N Suite 433 , Cottleville, MO 63304