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LONG TERM DISABILITY (UNUM)

LONG TERM DISABILITY (UNUM). Disability - An employee’s incapacity due to injury or illness to perform the duties of his or her regular occupation. LONG TERM DISABILITY. 90 DAY ELIMINATION PERIOD MONTHLY INCOME - 60% OF SALARY MINUS EMPLOYEE SPONSORED BENEFITS

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LONG TERM DISABILITY (UNUM)

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  1. LONG TERM DISABILITY (UNUM) Disability - An employee’s incapacity due to injury or illness to perform the duties of his or her regular occupation.

  2. LONG TERM DISABILITY • 90 DAY ELIMINATION PERIOD • MONTHLY INCOME - 60% OF SALARY • MINUS EMPLOYEE SPONSORED BENEFITS • TWO YEAR OWN OCCUPATION • UP TO AGE 67 - ANY OCCUPATION • TAX FREE MONTHLY BENEFIT • MAXIMUM MONTHLY BENEFIT = $9,000

  3. LONG TERM DISABILITY (UNUM) COST EXAMPLES Fiscal or Academic Employee Monthly SalaryRate Monthly Cost $1,000.00 .0040 $1,000 x 0.0042 = $4.20 Bi-Weekly Employee Hourly WageBi-Weekly SalaryBi-Weekly Cost $7.00 X 80 $560.00 $560 x 0.0042 = $2.35

  4. Long-Term DisabilityAssist America- Worldwide Emergency Travel Assistance • Multilingual services 24 hour/ 365 • Access to Emergency Medical Assistance (if 100 miles or more from home) • Medical Consultation and Evacuation • Medical Referrals • Emergency Prescription Services • Guaranteed Medical Facility Admission

  5. Long Term DisabilityWork-life balance program Telephone consultation and • Assistance with Life’s Complexities: Divorce Parenting Addiction Health Legal Stress • Resources and Referrals 1-800-854-1446 English 1-877-858-2147 Spanish

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