Are there plans that focus on female-specific critical illnesses?

1. Are there plans that focus on female-specific critical illnesses? Critical illnesses are on the rise across the world. In Singapore alone, 39 people get diagnosed with some form of cancer each day. Being diagnosed with a critical illness can be emotionally and financially difficult for the patient and their loved ones. When being hit with such a tough disease, you would want to receive the best treatment you can possibly get. To ensure that you tide well through these tough times, you need to have proper insurance in place. This is where critical illness insurance can prove to be a real lifesaver. Now, there are certain critical illnesses that impact women uniquely. To cover these, insurers in Singapore offer female-specific critical illness insurance plans. These plans focus their coverage mainly on health issues that affect women while also covering a broad range of conditions that can affect both genders. Let’s look a bit more closely at female-specific critical illness insurance plans and what you can expect from the coverage they offer.

2. How does the coverage work? Critical illness insurance pays the policyholder a lump sum amount that can be used for any expense that arises after their diagnosis. You may utilise the funds to pay for your transport to the hospital, afford the salary of a domestic worker, or put food on the table. Thus, critical illness insurance plans can help your household stay financially afloat while you take a break from work and focus on recovery. Female specific critical illness plans function the same way. You get paid a pre-decided sum assured upon being diagnosed with any of

3. Diseases and treatments covered Female-specific critical illness insurance plans generally offer a 100% payout for malignant forms of cancer that affect the cervix uteri, breast, uterus, fallopian tube, ovary, and vagina. Additionally, these plans also offer a certain percentage of the sum assured if the insured individual is diagnosed with diseases like carcinoma in situ of the breast, carcinoma in situ of the cervix uteri, uterine prolapse, thyroid disorders, and polycystic ovarian syndrome. the illnesses covered. Female-specific critical illness plans in Singapore cover a wide range of illnesses, procedures, and conditions. Coverage is also given for post-diagnosis support.

4. Furthermore, the plans also offer coverage for female-specific medical treatments such as mastectomy, radical vulvectomy, and hysterectomy. Reconstructive treatments such as breast reconstruction following a mastectomy and skin grafting due to cancer or major burns will usually get a 100% payout. Apart from these conditions, female-specific critical illness insurance plans also cover a range of other conditions including surgery for osteoporosis, hormone replacement therapy ,total pelvic exenteration ,surgery for urinary incontinence, and rheumatoid arthritis, among others. Some plans also include outpatient psychiatric coverage. Do bear in mind that the percentage of payout you receive can vary between insurance providers. This percentage can also vary between diseases within the same critical illness insurance cover.

5. Additional benefits from female-specific critical illness cover Female-specific critical illness insurance plans can be enhanced with the help of riders. For instance, you may add a maternity cover that protects you against pregnancy complications and congenital illnesses. Many insurers also offer women complimentary health screenings along with their plans. These screenings can aid in the early detection of many life-threatening diseases. Coverage for specific illnesses Additionally, insurers also offer plans that cover specific illnesses that impact women in Singapore. For instance, there are plans that offer coverage specifically for breast cancer. These plans often come under the purview of microinsurance. At affordable premiums, you can stay covered for a very specific disease. A breast cancer insurance plan might typically cost around S$9 onwards for a female non-smoker

6. for 12 months of coverage (assuming age next birthday is between 20 to 25 years). Given the high incidence of breast cancer in the country, it might be wise to stay covered against this disease. General critical illness plans If you want to stay covered against a wider range of critical illnesses, you might want to consider buying a general critical illness insurance plan. These plans generally offer customisable coverage against 37 critical illnesses, including conditions that affect women only. The only difference is that a standard critical illness insurance plan may not cover you against early stages of a critical illness. On the other hand, female-specific critical illness insurance plans generally cover you against all stages of the disease. If you buy a standard plan, you can consider customising your coverage to include protection against early stages, relapse, and recurrence of the illness. We hope that this information provided here has proved to be an interesting and helpful read for you.

7. You can also find more interesting details on the site below: Website: https://www.prudential.com.sg Facebook: https://www.facebook.com/PrudentialSingapore/ Instagram: https://www.instagram.com/prudentialsingapore/?hl=en LinkedIn: https://www.linkedin.com/company/prudential-assurance-company-singapore/ You Tube: https://www.youtube.com/channel/UCWs_Qg2Rahok4kORir5w4eQ