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Health Insurance Plans. Elaina Gillespie, Mery Muniz, Chelsea Gerritsen and Pily Jaimes. How much is health insurance?. Health insurance has been rising by double digits for more than a decade. The average annual health insurance cost is $4,824 for individuals and $13,375 for families.

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health insurance plans

Health Insurance Plans

Elaina Gillespie, Mery Muniz, Chelsea Gerritsen and Pily Jaimes

how much is health insurance
How much is health insurance?
  • Health insurance has been rising by double digits for more than a decade.
  • The average annual health insurance cost is $4,824 for individuals and $13,375 for families
why we need health insurance
Why we need health insurance?
  • To pay for the costs of health care because it would be too expensive with out it
  • To protect against risks that can happen wherever you are
who can you get health insurance from
Who can you get health insurance from?
  • American Family
  • Blue Cross/Blue shield
  • AARP
  • Medicare/Medicaid
affordable care act
Affordable Care Act
  • Effective March 23rd 2010
  • Law that expands Medicaid eligibility
  • Provides affordable health insurance for all Americans
types of health insurance
Types of Health Insurance
  • Major medical-responsible for paying the deductible
  • HMO- Health Maintenance Organization- People who helps you manage long term health expenses
  • PPO- Preferred Provider Organization- A type of health care insurance plane that is usually provided by large industries or companies for their employees
  • POS- Point of Service- Combination of PPO and HMO
reason to support health care
Reason to Support Health Care
  • Ensure that Americans have can afford health care
  • Create new marketplaces where consumers can buy health care
  • Improve Medicare by helping elderly people with disabilities afford their prescriptions
  • Help young people by making insurers allow dependents remain on their parents plan until they are 26
  • Expand Medicaid to millions of low-income Americans
  • Make insurance companies accountable for how health care dollars or spent
  • Invest in preventive care
insurance terms
Insurance Terms
  • Co-Payment- a specific amount of money you pay for a particular service
  • Deductible- the amount you pay before the policy starts to pay
  • Co-Insurance- a specific percent of expenses that you are covered