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Just because of some payment issues, it does not mean you lose the rights to your home. You can avoid foreclosure, provided you are willing to strictly adhere to the steps discussed above. It makes a lot to get some valuable advice from a foreclosure attorney, who has the legal experience and seems to be the best candidate to help you out. Visit - http://lesiakuzma.com/

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l e g a l a d v i c e

L E G A LA D V I C E

H O W C A N Y O U A V O I D F O R E C L O S U R E – W H E N Y O U

A R E I N A T I G H T S P O T ?

S T E P ST OA V O I D   F O R E C L O S U R E

LesiaKuzma - LitigationExpert 

l e g a l a d v i c e 1

L E G A LA D V I C E

A B O U TF O R E C L O S U R E

You are not someone who would prefer losing the rights to your

home, because of some bankruptcy-related issue.

Foreclosure seems to be one of the most difficult aspects that

you have to deal with.

This situation arises when you fail to make the payments

towards your bank on time.

l e g a l a d v i c e 2

L E G A LA D V I C E

A V O I DF O R E C L O S U R EI N3S T E P S

Get a Modification on Your Home Loan:

Make Sure to know your Rights and Go to Court

Apply for Bankruptcy under Chapter 13

G O A L S

slide4

G E TAM O D I F I C A T I O NO NY O U RH O M EL O A N

By obtaining a loan modification, you will be able to reduce the

rate of interest, which helps a lot. Besides, the payment you are

required to make is usually one-third of your income.

slide5

M A K ES U R ET OK N O WY O U RR I G H T SA N DG OT OC O U R T

For a change, you can prevent your lender from issuing non-

judicial foreclosure by suing in the court. As a United States

citizen, you enjoy certain rights and in case the lender is violating

the rights, then you can seek the help of the court.

slide6

A P P L YF O RB A N K R U P T C YU N D E RC H A P T E R1 3

When everything else fails, you can still pay the dues without

actively filing for bankruptcy. This is one way of restructuring the

debts over a period of four to five years. You will have ample

time to make the payments and this, of course, helps to avoid

foreclosure.

l e s i a k u z m a

L E S I AK U Z M A

T H A N KY O U !  

EmailAddress - INFO@LESIAKUZMA.COM

Address - 725RIPLEYSTREET

PHILADELPHIA, PENNSYLVANIA19111