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Pool Mission Statements. 2004 Governance and Leadership Conference Hershey, PA. CSAC Excess Insurance Authority. CSAC Excess Insurance Authority is a member-directed risk sharing pool of counties committed to providing risk coverage programs and risk management services, which are:

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Pool mission statements

Pool Mission Statements

2004 Governance and Leadership Conference

Hershey, PA

Csac excess insurance authority
CSAC Excess Insurance Authority

CSAC Excess Insurance Authority is a member-directed risk sharing pool of counties committed to providing risk coverage programs and risk management services, which are:


Providing programs, which are competitive in scope and price over the long term. 


Endeavoring to make available programs, which are flexible in meeting member, needs.


Delivering quality, timely services in claims management, loss control, education and communications.


Allocating cost and services between various members in a fair and consistent manner.


Ensuring cost-effective, fiscally prudent operations and staffing, which maintain financial strength and solvency.

Michigan municipal risk management authority
Michigan Municipal Risk Management Authority

Michigan Municipal Risk Management Authority, a leader among public pools, is dedicated to providing superior risk management services and products that protect its Member participants and the public they serve.

Nonprofits united
NonProfits’ United

Mission statement is to provide quality and cost-effective pooled-risk coverage to private nonprofit organizations and to provide services that are both responsive to our members’ needs and that contribute to the professionalism on nonprofit organizations.

Housing authority insurance
Housing Authority Insurance

  • Housing Authority Insurance is dedicated to:

  • Provide housing authorities and other affiliated or related entities with stable, affordable insurance, other programs and services of the highest quality, and to do so with integrity, dignity, and respect:

  • Assure members’ ability to participate in the companies through board, council, and committee membership;

  • Maintain fiscally sound companies, which provide a reasonable rate of return.

Washington state transit insurance pool wstip
Washington State Transit Insurance Pool (WSTIP)

WSTIP’s Mission: “We are committed to reducing our members’ cost of risk through the delivery or comprehensive and innovative risk management services…”

Colorado school districts self insurance pool
Colorado School Districts Self Insurance Pool

  • We will be the leader in providing a broad spectrum of innovative insurance that is competitively priced

  • We will treat our members equitably, with respect, and act with integrity

  • We will provide reliable, effective and useful risk management consulting services

  • The Board will provide professional, dedicated management and administration

Association of arkansas counties
Association of Arkansas Counties

The AAC supports and promotes the ideas that all elected officials must have the opportunity to act together in order to solve mutual problems as a unified group. To further this goal, the AAC is committed to providing a single source of cooperative support and information for all counties and county and district officials. The overall purpose of the AAC is to work for the improvement of county government in the state of Arkansas. The Association accomplishes this purpose by providing legislative representation, on-site assistance, general research, training, various publications and conferences to assist county officials in carrying out the duties and responsibilities of their office.

Public employers risk management association
Public Employers Risk Management Association

  • To provide the membership with:

  • Adequate, appropriate and continuous insurance coverage;

  • Stable and competitive pricing;

  • Aggressive and attentive claims management;

  • Comprehensive and extensive loss control services; and

  • Technical assistance on matters relating to risk management.

Bay cities joint powers insurance authority
Bay Cities Joint Powers Insurance Authority

Bay Cities Joint Powers insurance Authority (BCJPIA) provides cost effective, fiscally sound liability, property, and other coverage for member agencies.

Schools excess liability fund
Schools Excess Liability Fund

To establish, operate and maintain cooperative programs of self-funding for excess liability, property, workers’ compensation and other plans for California public educational agencies.

Valley schools insurance trust workers compensation pool
Valley Schools Insurance Trust/Workers' Compensation Pool

The VSIT/VSWCP is a resource to reduce liability by promoting and assisting in the safety and protection of the Deer Valley, Paradise V and Peoria Unified School Districts' valuable assets including student employees, and property.

Achd alpha fund
ACHD Alpha Fund

  • Dedication to our work and those efforts, which define our success and determine our reputation. People are our strength.

  • Maintain an environment that encourages learning and creative thinking, and helps us to develop and apply new knowledge and skills in everything we do.

  • Dedication to appropriate solutions, both for healthcare districts and the communities they serve

  • Dedication to achieving optimum health in the communities served by healthcare districts, through programs such as healthy communities.

  • Optimize an expansion of existing resources.

  • Commitment to the development of unique collaborative relationships.

  • Continuous quality service, excellence and improvement in addressing member needs.

Wisconsin municipal mutual insurance company
Wisconsin Municipal Mutual Insurance Company

WMMIC, a consortium of governmental units organized under Section 611.11 Wisconsin Statutes, exists to partner with members to share risk taking, provide a cost effective and comprehensive range of liability insurance, other coverages, and risk management services to Wisconsin municipalities.

Association of governmental risk pools
Association of Governmental Risk Pools

The mission of the Association of Governmental Risk Pools is to unite the pooling community to achieve excellence in pooling management, operations and services.

Contra costa country schools insurance group
Contra Costa Country Schools Insurance Group

  • promoting a safe working environment;

  • actively engaging all participants of the workers' compensation process in cooperative efforts to achieve this mission;

  • delivering professional and responsive claims services that promote employee well being and reduce costs;

  • administering a self-funded program that is fiscally sound and provides stable rates.

Texas association of school boards risk management funds
Texas Association of School Boards Risk Management Funds

The TASB Risk Management Fund provides high quality, financially sound, cost-competitive risk management services to Texas school districts consistent with TASB’s mission to promote educational excellence for Texas schoolchildren.

Marcit s

“MARCIT is a pool comprised of selected governmental entities established to provide its members with risk financing mechanisms, risk management services, and educational and loss control programs in a professional and cost- effective manner, consistent with member needs, sound business practices and applicable legal parameters."

Oklahoma municipal assurance group
Oklahoma Municipal Assurance Group

To provide our customers quality insurance coverages, training and risk management services through an organization owned and governed by cities and towns.

Vermont league of cities and towns property and casualty intermunicipal fund inc
Vermont League of Cities and Towns Property and Casualty Intermunicipal Fund, Inc.

The Vermont League of Cities and Towns Property and Casualty Intermunicipal Fund, Inc. (VLCT PACIF), in partnership with Vermont municipalities, will provide cost effective, financially sound, comprehensive risk management programs and services of the highest quality. VLCT PACIF and its members are unfailingly committed, on a continuing basis, to improvement, innovation and strength of purpose.

Alaska municipal league joint insurance association
Alaska Municipal League Joint Insurance Association Intermunicipal Fund, Inc.

The AMLJIA is a member-driven pool dedicated to providing stable, cost effective risk financing and quality loss control services, designed to meet the needs of local governments and school districts.

Colorado intergovernmental risk sharing agency
Colorado Intergovernmental Risk Sharing Agency Intermunicipal Fund, Inc.

To provide quality services and coverage that gives Colorado municipalities and other public entities a unique advantage.

Association of california water agencies joint powers insurance authority s
Association of California Water Agencies Joint Powers Insurance Authority’s

The ACWA/Joint Powers Insurance Authority is dedicated to consistently and cost effectively providing the broadest possible affordable insurance coverage and related services to its member agencies.

New jersey school board association insurance group
New Jersey School Board Association Insurance Group Insurance Authority’s

The mission of the NJSBAIG, a non profit school insurance pool, is to provide the availability of insurance to the New Jersey school districts by offering the best coverage at the lowest possible cost and by providing insurance education and risk management services.

Utah risk management mutual association
Utah Risk Management Insurance Authority’sMutual Association

The Utah Risk Management Mutual Association welcomes the membership of those Utah municipalities dedicated to improving their communities through the prevention and control of loss who are willing to commit time, effort and funds to protect citizens, employees and public resources

Washington cities insurance authority
Washington Cities Insurance Authority’sInsurance Authority

"WCIA will take a leadership role to provide professional risk management and stable risk financing programs that respond to members' needs."

Virginia association of counties risk pool
Virginia Association of Insurance Authority’sCounties Risk Pool

Through intergovernmental cooperation, VACoRP is to provide its members with the most efficient, cost effective and innovative program possible. VACoRP must be responsive to the current and future needs of its members, while providing a stable alternative to the traditional insurance marketplace.

Missouri intergovernmental risk management association
Missouri Intergovernmental Risk Management Association Insurance Authority’s

The Missouri Intergovernmental Risk Management Association is an alliance of governmental entities committed to providing comprehensive, competitively priced insurance and risk management services to members.

Valley insurance programs jpa
Valley Insurance Programs JPA Insurance Authority’s

The mission of Valley Insurance Program JPA is to fulfill the trust delegated by our member districts to provide comprehensive, cost effective risk management programs which protect their human and financial resources.

Arizona counties insurance pool
Arizona Counties Insurance Pool Insurance Authority’s

The Arizona Counties Insurance Pool is dedicated to providing long-term stability in coverages, protecting member resources by stabilizing risk costs in a reliable, economical, and beneficial manner; assisting members in development of improved risk management practices; providing members control over their management of risk; and aggressively defending unjustified claims.

Kentucky league of cities
Kentucky League of Cities Insurance Authority’s

The Kentucky League of Cities strengthens cities, as the hearts of communities, by promoting innovation, leadership, and quality governance.

Georgia education workers compensation trust
Georgia Education Workers Compensation Trust Insurance Authority’s

The Georgia Education Workers Compensation Trust has been established to provide a stable source for Workers Compensation Insurance for safe-working Georgia Education Facilities in the state of Georgia. The Trust will offer a full range of services, including, but not limited to, claims management, loss control, and training designed to assist Trust members in controlling work related accidents. The Trust will strive to reduce the administrative costs of workers compensation and create an environment, which encourages members to commit to long-term participation and effective loss control measures.

Self insurers security fund
Self-Insurers’ Security Fund Insurance Authority’s

It is the mission of SISF to provide continuity of Workers’ Compensation benefits to injured workers of insolvent, private self-insured companies at the lowest overall long-term cost, equitably distributed to the self-insurance community.

California state university risk management authority
California State University Risk Management Authority Insurance Authority’s

The California State University Risk Management Authority is an association of CSU and auxiliary organizations joined to protect member resources by providing broad coverage and quality risk management services that stabilize risk cost in a reliable, economical and beneficial manner.

The washington governmental entity pool
The Washington Governmental Insurance Authority’sEntity Pool

To serve as a risk sharing pool of local governments and special purpose districts operated and controlled by member. Our purpose is to provide stability through financial risk sharing and risk management service responsive to members’ needs.

Accg interlocal risk management agency
ACCG – Interlocal Risk Insurance Authority’sManagement Agency

"It is the mission of the Association County Commissioners of Georgia to enhance the role, stature and responsiveness of county government in Georgia. Since counties are the level of government closest to the people and serve all the people of the state, ACCG will promote the ability of Georgia counties to provide public services responsibly, efficiently and cost effectively through cooperative legislative action, education of public officials, provision of quality member services and technical assistance, and increasing public awareness of critical local government issues."

Amerind risk management corporation
AMERIND Risk Insurance Authority’sManagement Corporation

To be the premier American Indian risk management company providing culturally sensitive professional services and quality products that champion safe and secure living conditions, and contribute to economic opportunities in Indian Country.

California affiliated risk management authority
California Affiliated Risk Management Authority Insurance Authority’s

CARMA is dedicated to innovative approaches in providing financial protection for its public entity members against catastrophic loss.

California sanitation risk management authority
California Sanitation Risk Management Authority Insurance Authority’s

The California Sanitation Risk Management Authority is an association of wastewater agencies joined to protect member resources by providing broad coverage and quality risk management services that stabilize risk cost in a reliable, economical and beneficial manner.

California transit insurance pool
California Transit Insurance Pool Insurance Authority’s

CalTIP is a member-driven public sector organization dedicated to providing stable, cost-effective insurance, risk management, and safety services to public transit agencies.

Cities villages mutual insurance company
Cities & Villages Mutual Insurance Authority’sInsurance Company

Cities & Villages Mutual Insurance is a quasi-public, member oriented, owned and operated mutual liability insurance company committed to developing and maintaining stable, affordable insurance products and risk management services of the highest quality; supporting effective public services and serving the long term needs of its members.

County commissioners association of pennsylvania
County Commissioners Association Insurance Authority’sof Pennsylvania

The Association serves to strengthen Pennsylvania counties' ability to govern their own affairs and improve the well-being and quality of life of their constituents

The Association strives to educate and inform the public, administrative, legislative and regulatory bodies, decision makers, and the media about county government.

Housing authority risk retention pool
Housing Authority Risk Insurance Authority’sRetention Pool

HARRP's primary purpose is to provide the Members, on a consistent basis, a cooperative program of indemnification and financial protection against risks of loss relating to the properties and operations of the Members and a cooperative program of risk management.

City county insurance services trust
City/County Insurance Insurance Authority’sServices Trust

“To Deliver TRUST-worthy Results in a Trust-worthy Way”

Contra costa county municipal risk management insurance authority
Contra Costa County Municipal Risk Management Insurance Authority

  • Partnering to protect the human and financial resources of our Member Cities, thereby allowing Members to continually improve their level of community services.

  • By:

  • Stabilizing rates and operational costs;

  •   Providing responsive, innovative and professional risk management


  •   Exercising pro-active loss control and risk prevention programs to

    controlcosts and provide a safe work environment; and

  •   Maintaining a leadership role in the JPA community.

Housing authority insurance group
Housing Authority Insurance Group Authority

  • Housing Authority Insurance Group is dedicated to:

  • Provide housing authorities and other affiliated or related entities with stable, affordable insurance, other programs and services of the highest quality, and to do so with integrity, dignity, and respect;

  • Assure members' ability to participate in the companies through board and committee membership;

  • Maintain fiscally sound companies which provide a reasonable rate of return.

Idaho counties risk management program
Idaho Counties Risk AuthorityManagement Program

"Our Mission is to provide quality property and casualty liability insurance services and support to Idaho's public entities."

Intergovernmental risk management agency
Intergovernmental Risk AuthorityManagement Agency

"The mission of IRMA is to provide reliable protection against human and financial losses through a self-directed and proactive partnership which delivers high quality risk management services that are professionally managed for the benefit of Members at a cost that is competitively priced."

Local government insurance trust
Local Government Insurance Trust Authority

The Local Government Insurance Trust mission is to provide coverage and risk management services at stable and competitive rates through an organization that is owned and managed by its local government members.

M a i s l joint risk management trust
M.A.I.S.L. Joint Risk AuthorityManagement Trust

To provide stable and competitive property/liability coverage that minimizes the cost of risk to our member owners.

Miami valley risk management association
Miami Valley Risk AuthorityManagement Association

The mission of the Miami Valley Risk Management Association is to deliver high quality risk management services to its member municipalities in a manner which provides long-term financial stability, minimization of risks, and protection of mutual interest.

Middle cities risk management trust
Middle Cities Risk AuthorityManagement Trust

The Middle Cities Risk Management Trust and Workers’ Compensation Fund provides educational based insurance programs and risk management services. Controlled by and working for our members, we seek to provide outstanding service, emphasizing:

  • Competitive, stable insurance pricing;

  • Value added educational risk management and safety services responsive to members;

  • Professional and responsible service from staff and business service providers; and,

  • Member input in all aspects of the organization, assuring direction, clarity of purpose and long term stability and sense of ownership.

Municipal excess liability joint insurance fund
Municipal Excess Liability Joint Insurance Fund Authority

To provide leadership and innovation in the financing and management of risk and to be proactive in the delivery of essential coverages and loss control techniques required to improve operational practices of public entities.

Nevada public agency insurance pool and public agency compensation trust
Nevada Public Agency Insurance AuthorityPool and Public Agency Compensation Trust

The POOL/PACT Member Services Consortium Delivers Responsive Risk Management Resources for Public Agencies.

New mexico association of counties
New Mexico Association of Counties Authority

The mission of the NMAC Board of Directors is to work as a united governing body, by equally representing the interests of all counties through dedicated elected county officials.

North bay schools insurance authority
North Bay Schools Insurance Authority Authority

"To be the leading school district Joint Powers Authority (JPA), providing quality, cost-effective programs and services through the pooling of interests and resources."

Public agency risk sharing authority of california
Public Agency Risk Sharing AuthorityAuthority of California

The mission of PARSAC is to provide quality protection at reasonable cost to members by maintaining a financially stable risk sharing pool.

Public entity risk management authority
Public Entity Risk AuthorityManagement Authority

PERMA is a member-directed pool dedicated to providing financially secure, stable and cost effective risk coverage programs and risk management services for its members.

Schools insurance authority
Schools Insurance Authority Authority

  • To protect the human and financial resources of our member districts in order to assure continuation of the educational process by:

  • Stabilizing rates and operational costs;

  • Providing innovative, responsive, professional risk management services;

  • Promoting excellence and quality in meeting our organizational and membership needs.

  • Maintaining a proactive leadership role in the JPA community.

Southwest washington risk management insurance cooperative
Southwest Washington Risk Management Insurance Cooperative Authority

Educational Service District 112 serves learning communities through innovative partnerships, responsive leadership, and exceptional programs.

Texas association of public schools property liability fund
Texas Association of Public Schools Property & Liability Fund

The Texas Association of Public Schools will be a fiscally sound insurance pool for Texas school districts, education service centers and community colleges. Membership satisfaction will show that it is exemplary in offering quality, competitive insurance products and services through a professional insurance agent network.

Texas municipal league intergovernmental risk pool
Texas Municipal League Intergovernmental Risk Pool Fund

The mission of the Texas Municipal League Intergovernmental Risk Pool is to provide Texas municipalities and other units of local government with a stable source of risk financing and loss prevention services at the lowest cost consistent with sound business practices.

Tml intergovernmental employee benefits pool
TML Intergovernmental Employee Benefits Pool Fund

To provide excellent service offering competitive health benefits and administrative services to eligible municipalities and other governmental entities in Texas by utilizing innovative, viable, affordable alternatives while maintaining financial integrity.

Tri county schools insurance group
Tri-County Schools FundInsurance Group

Our Mission is to pool risk and purchasing power of public entities to provide quality programs to participants in an effective manner while emphasizing customer satisfaction, stability, financial solvency and cost.

Utah local governments trust
Utah Local Governments Trust Fund

The Utah Local Governments Trust, among the oldest public agency pools in the nation, is a member owned insurance cooperative committed to providing superior insurance products and services at a competitive price to public agencies. The Utah Local Governments Trust is committed to providing effective educational and risk management service to assist members in reducing claims and losses for the benefit of the total membership.

Vermont school boards insurance trust
Vermont School Boards FundInsurance Trust

The Vermont School Boards Insurance Trust (VSBIT), which is owned and governed by Vermont public and private schools, was organized in 1978. VSBIT offers educational and professional development opportunities to school district employees and administrators and also provides insurance and risk management services.

The educational opportunities are delivered through VSBIT's School Management Resource Center. The Resource Center provides educational seminars and web based resources on matters critical to the operation of a school district.

Virginia association of counties group self insurance risk pool
Virginia Association of Counties Group Self-Insurance Risk Pool

Through intergovernmental cooperation, VACoRP is to provide its members with the most efficient, cost effective and innovative program possible. VACoRP must be responsive to the current and future needs of its members, while providing a stable alternative to the traditional insurance marketplace.

California fair services authority
California Fair services Authority Pool

"CFSA delivers efficient and cost-effective risk management, insurance and business solutions services through a flexible and responsive partnership with our member fairs."

Municipal association of south carolina
Municipal Association of PoolSouth Carolina

The Association is dedicated to the principle of its founding members: to offer the services and programs that will give municipal officials the knowledge, experience and tools for making the best possible public decisions in the complex world of municipal government.

Michigan municipal league
Michigan Municipal League Pool

“To be a long term, stable, cost effective risk management alternative for members and associate members of the Michigan Municipal League.”

Nirma i ii

It is the mission of NIRMA, in partnership with Nebraska counties, other select public agencies, and the people they serve, to be a leader in providing superior, cost-effective, innovative and comprehensive coverages and risk management services to its members through a member owned and directed program.