Realizing the American Dream. Are You Ready to Buy a Home?. Agenda. Is owning a home right for you How you buy a home Your homeownership team Mortgage payment and other costs How much you can afford Qualifying ratios. Advantages of Homeownership. Stable housing costs Tax benefits
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Are You Ready
to Buy a Home?
5%–10% of monthly income
$90,000 – $108,000
2.5– 3 times
38% for housing plus all other long-term debt
This is not a guarantee