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Of course there are the three "C's", cut, clarity and carat. Cut and clarity overshadow carat weight because a bigger diamond doesn't meant a better diamond. They may have more flaws which detracts from the sparkle and beauty of the diamond. It's not the size of the diamond that matters or the amount that's spent. Should you choose a preset diamond in a setting you can find them at any fine jewelry store and anyone there would be happy to answer questions. Any reputable jewelry store will offer a guarantee when buying diamonds. All they ask is that you have the diamonds inspected a certain number of times per year.
Have fun shopping for the ring and know that she has probably dropped many not-so-subtle hints about what she desires. Don't be afraid to ask her. Just as every woman is special, so should her engagement ring be. Best of luck to you!