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Where do I put my money?

Where do I put my money?. Safety of principle is one of my top priorities if not my #1 priority!. Investment Options. Investment Options. CD’s

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Where do I put my money?

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  1. Where do I put my money? Safety of principle is one of my top priorities if not my #1 priority!

  2. Investment Options

  3. Investment Options CD’s Competitive CDs … investors are looking at slim pickings…there are…one- to two-year CDs paying north of 3%, especially from credit unions…CDs from the Northwest Federal Credit Union with interest rates that start at 4.24% and go higher, depending on the amount invested. From WSJ article 28FEB09 by TOM LAURICELLA

  4. Investment Options BONDS A Treasury bill that matures in three months is yielding just 0.25%; notes maturing in two years are paying 1.05%, and 10-year notes are paying just 3.01%. the Vanguard Short-Term Treasury Fund (VFISX) is yielding just 1.3%, and the Vanguard Intermediate-Term Treasury Fund (VFIUX) has been yielding around 2.65%. From WSJ article 28FEB09 by TOM LAURICELLA

  5. Investment Options Top-Rated Corporate Bonds Kathleen Piaggesi, a financial planner in Scarsdale, N.Y., agrees that, on paper, yields on corporate bonds are attractive. She's concerned, however, that many corporate balance sheets are under significant pressure. "There's still a lot of downside possible there," she says. Investments in corporate bonds "could and will work over the next three to five years, but...I don't know that I'm comfortable that's where you'd want to put a large part of the money you need to live off of for the next few years." WSJ – Headline 3MAR09... From WSJ article 28FEB09 by TOM LAURICELLA

  6. In accordance with CA law A SOLID INVESTMENT Life Settlement Investments A profitable and growing market.

  7. In accordance with CA law A SOLID INVESTMENT Why life settlement investments? • Returns NOT AFFECTED by: • Ups & downs of Stock Market • Interest rates fluctuations • Domestic & world economy instability • Unexpected global events

  8. In accordance with CA law A SOLID INVESTMENT What is a life settlement investment? You purchase someone’s life insurance policy for less than it’s face value. Example: Face amount of policy = $1,000,000 You purchase the interest in the proceeds of this policy for $500,000. You receive $1,000,000 when the insured dies.

  9. A Win-Win Deal In accordance with CA law A SOLID INVESTMENT The person that sold you their policy wins because they want to sell now & came to us to sell their policy! You double your investment! A Win-Win Deal

  10. In accordance with CA law A SOLID INVESTMENT You can earn 100% - 150% of you investment! You double your money or more!!

  11. In accordance with CA law A SOLID INVESTMENT • Regulated by CA DOI • Payout comes from largest, most financially stable life insurance companies in the world. • Peace of Mind • Make more money $$$ • Win-win for Seniors & Investors

  12. In accordance with CA law A SOLID INVESTMENT Not just any life insurance policy; you want: • Insured’s to be 75+ years of age • Obtain life expectancy evaluations • Reduced life expectancy do to health complications • Non-contestable policies • US Life Insurance companies • A-rated or better by S&P

  13. A SOLID INVESTMENT A SOLID INVESTMENT What the Media is saying about the Life Settlement Industry -- What the Media is saying about the Life Settlement Industry -- “If you look at this investment on a risk-adjusted basis, it’s a very solid return. Insurance companies don’t default on life insurance.” – Steven Shapiro, Q Capital Strategies “If you look at this investment on a risk-adjusted basis, it’s a very solid return. Insurance companies don’t default on life insurance.” – Steven Shapiro, Q Capital Strategies Weiss, Miles “Hedge Funds Buy Life Insurance Policies to Ply New Profit Path” / Bloomberg, December 1, 2005

  14. A SOLID INVESTMENT A SOLID INVESTMENT What the Media is saying about the Life Settlement Industry -- What the Media is saying about the Life Settlement Industry -- “The industry’s annual returns of 10%-15% first attracted European and Asian investors. And a few years ago, Berkshire Hathaway, Inc., the investment vehicle of billionaire investor Warren Buffet, began buying life settlements…” “If you look at this investment on a risk-adjusted basis, it’s a very solid return. Insurance companies don’t default on life insurance.” – Steven Shapiro, Q Capital Strategies Richardson, Karen. “’Viaticals’ May Draw More Insurers” The Wall Street Journal, May 18, 2005

  15. A SOLID INVESTMENT A SOLID INVESTMENT What the Media is saying about the Life Settlement Industry -- What the Media is saying about the Life Settlement Industry -- “If life settlements are good enough for Warren Buffett, shouldn’t they be good enough for everyone else?” “If you look at this investment on a risk-adjusted basis, it’s a very solid return. Insurance companies don’t default on life insurance.” – Steven Shapiro, Q Capital Strategies Hillebrand, Mary “Reining in the Viatical Rep” Senior Market Advisor, March 2002

  16. Life Settlement Investments You don’t have to be Warren Buffett but you do have to qualify.

  17. Life Settlement Investments Ask yourself one question: Can I afford not to invest in life settlements? Now, ask Alex this question: Do I qualify to be a Life Settlement investor?

  18. Let’s work together and start you-- • Doubling your money • Protecting your nest egg • Experiencing Peace of Mind Alex Martinez (909) 772-5765 Direct Independent Agent Lic# 0G22693

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