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This guide provides essential information for ELCA congregations and leaders regarding the open enrollment period for health benefits in 2014. Presented by Steve Knutson, Director of Health Products at Portico Benefit Services, it outlines the four health benefit options available, including eligibility, coverage specifics, and available resources. Important dates for enrollment, tips for selecting the best plan, and tools to compare options are discussed to assist both employers and members in making informed decisions that align with their ministry's needs.
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Synod Rostered Leader Time Bishop Jon Anderson Sept. 2013
How is the ELCA?How is the synod?How is your congregation?How is the state of your soul?
1000-32 2014 Open Enrollment The 15-minute Primer Presented by Steve Knutson Director of Health Products Portico Benefit Services
In a Nutshell • Portico is offering 4 ELCA-Primary health benefit options for 2014 • Health contributions vary by member age, geography, defined compensation and coverage option • ELCA Church Council recommends employers offer Gold+
Four Options: Same Great Benefits • Medical & Mental Health • Prescription Drugs • Dental • Employee Assistance Program (EAP) • ELCA NurseLineSM • Fitness Center Discount • Wellness Dollars • Mayo Clinic EmbodyHealth • Hearing Discount • Health Care Advocacy Team
Now • Read enrollment guide • Use online tools • Personal Comparison Report for members • Custom Comparison Report for employers • Members, employers, discuss before deciding
Open Enrollment Dates • Sept. 16 – Oct. 14 Employers sign in to EmployerLink, enter their 2014 selection • Nov. 1 – 22 Members sign in to myPortico • Enroll in the option the employer chose, buy up, or waive • Enroll in other benefits
Top Question #1 • Q: I’m concerned my employer will select the cheapest health option. What resources are available to help select a plan that is best for our ministry? • A: • MyPortico and EmployerLink information • ELCA Church Council • Synod Resources • Philosophy of Benefits
Top Question #2 • Q: How do the ELCA costs compare to the exchange costs? • A: We won’t officially know until October 1, but factors include overall benefits, provider network, risk pool and additional fees
Top Question #3 • Q: I’m a (Insert Unique Situation Here). How will this change affect me? • A: Church-sponsored health plans are unique. Go to MyPortico and EmployerLink for more information on your particular situation
Why all this change? As part of this ministry community, Portico: • Introduces change in response to health care reform • Tailors benefits to empower healthy leaders who meet church needs • Supports leaders ― today and tomorrow