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2019 Analysis of Impediments To Fair Housing Choice (AI) Sponsored by the

2019 Analysis of Impediments To Fair Housing Choice (AI) Sponsored by the Mississippi Home Corporation Mississippi Development Authority And the City of Gulfport Welcome to the Fair Housing Forum!. Intent of Fair Housing Forums:

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2019 Analysis of Impediments To Fair Housing Choice (AI) Sponsored by the

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  1. 2019 Analysis of Impediments To Fair Housing Choice (AI) Sponsored by the Mississippi Home Corporation Mississippi Development Authority And the City of Gulfport Welcome to the Fair Housing Forum!

  2. Intent of Fair Housing Forums: • Introduceyou to the Affirmatively Furthering Fair Housing (AFFH) rule • Show you HUD-provided data & maps • Introduce you to the 2018 Mississippi Fair Housing Survey - https://www.research.net/r/2018MSFairHousingSurvey • Gather local knowledge and other data • Gain your perspective and input

  3. Key Purposes of This Meeting: • Solicit your help with identification of fair housing issues/impediments and related contributing factors • Get your recommendations on prospective actions to be taken by the MHC, MDA, and/or the City of Gulfport

  4. AFFH Rule Operating Context: • Analysis: a fair housing issue is a condition that restricts fair housing choice or access to opportunity. • Analysis: a contributing factor creates, contributes to, perpetuates, increases the severity of fair housing issues. • Conclusion: fair housing goals/actions things that are committed to and must be done for the AFFH requirement

  5. Who is Protected Under the law? • Federal and State Fair Housing Acts protect several groups in housing transactions. These are: • Race, Sex, Religion, Familial Status, Disability, National Origin, and Color

  6. Content of the Gulfport AI Content of the AI Report: • Executive Summary • Community Participation Process • Assessment of Past Goals and Actions • Fair Housing Analysis • Fair Housing Goals and Priorities • Appendices

  7. What is to be Studied HUD’s Fair Housing Issues • Segregation analysis • RCAP and ECAP evaluation • Disparities in access to opportunity • Disproportionate housing needs • Publicly supported housing analysis • Disability and access analysis • Fair housing enforcement, outreach, etc. RCAP: Racially Concentrated Areas of Poverty ECAP: Ethnically Concentrated Areas of Poverty

  8. Population

  9. #1: Segregation Analysis: The Dissimilarity Index

  10. #2: RCAP & ECAP Areas: 2016 ACS

  11. #2 RCAP and ECAP Areas Poverty Rates

  12. #3: Disparities in Access to Opportunity • Areas of Opportunity are physical places • Identified through quantitative means, such as an index by Census Tract • Seven indexes: low poverty, school proficiency, labor market engagement, transit trips, low transportation cost, job proximity, and environmental health

  13. Opportunity Indexes by Race/Ethnicity Access to Opportunity by Race and Ethnicity Gulfport city HUD AFFH Data

  14. #4:Disproportionate Housing Needs, Those with Housing Problems: • Experiencing overcrowding: more than one inhabitant per room • Having incomplete kitchen or plumbing facilities • Experiencing cost-burdens, or housing costs over 30% of income

  15. Unmet Housing Needs Households with Housing Problems

  16. Unmet Housing Needs Households with Problems

  17. #5. Housing Choice Vouchers

  18. #5. Low Income Housing Tax Credit

  19. #5. Public Housing

  20. #5. Project-Based Section 8

  21. #6: Disability and Access

  22. #6: Disability and Access

  23. Concentration Of Persons With Disabilities In Gulfport: 2016 ACS

  24. Assisted Housing Units For Disabled

  25. #7: Fair Housing Enforcement Housing Complaints

  26. #7: Fair Housing Enforcement Housing Complaints

  27. #7 Cont. FH Enforcement Home Lending

  28. #7 Cont. FH Enforcement Home Lending

  29. #7. Fair Housing Outreach Citizen Involvement 2018 Fair Housing Survey https://www.research.net/r/2018MSFairHousingSurvey

  30. 2018 Fair Housing Survey

  31. 2018 Fair Housing Survey

  32. 2018 Fair Housing Survey

  33. #7 Other Concerns Estimated Change In Population From 2010 to 2017

  34. Preliminary Fair Housing Issues: • R/ECAP areas exist in SE part of City • Disparities in access to opportunity: access to low poverty, human capital investments, and mortgage instruments • Disproportionate housing need (Blacks) • Disability and access • Fair housing enforcement

  35. Your Comments: What to Do? • What types of investments in the city? • How to enhance access to low poverty areas? • What to do about discriminatory lending • How to solve housing problems? • How to enhance understanding of fair housing law? • Do you have other concerns?

  36. Upcoming Schedule Approximate Week of: • First draft for Internal Review January 31, 2019 • Second Draft for Internal Review March 8, 2019 • Draft for Public Review released April 19, 2019 • Public Review Period April 22 – June 6, 2019 • WES presents in Jackson, Hattiesburg and Gulf Coast May 14 – 16, 2019 • Other presentations throughout Mississippi occur over next few weeks • Final AI submitted to HUD June 28, 2019

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