Funding Your College Education. Paying for School. What is Financial Aid? . Money you may qualify for to help you pay for school and school-related expenses Free Money Scholarships Grants Work-study Need based on- or off-campus employment Student loans Must be repaid with interest.
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Paying for School
To be considered for federal and state aid (grants, work-study, student loans, need-based scholarships, etc.), you must complete the Free Application for Federal Student Aid each year.
Complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov
It is a FREE application. It doesn’t cost anything to fill it out.
Your high school guidance counselor or college’s financial aid office can help you complete it.
Schools will notify you of your financial aid award.
You may receive a paper award letter or you may receive an electronic award notification.
Total award amounts are broken down into fall and spring amounts.
Consider your final cost when comparing award letters.
Federal Work-Study (FWS) provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses.
Work on- or off-campus.
Receive a regular paycheck.
Earn at least minimum wage.
Student loans are a huge responsibility.
Your ability to repay depends on your future earning potential.
If you MUST borrow, borrow conservatively!
Typically offered by your school.
Require monthly payment for charges on your student account.
May require enrollment fee.
Excellent alternative to writing one lump sum tuition check to the school.
Start a savings plan.
Invest in a tax-advantaged college savings program (529).
Get a part-time job.
Reduce or eliminate your expenses.