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Star Family Travel Protect Insurance. Who can benefit from this Policy?. All Indian Nationals with their family whose age ranging between 6 months and 60 years traveling outside India on Holiday can take this insurance. Family. Family means Self Spouse Two Dependent Children. Coverage .

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Who can benefit from this policy
Who can benefit from this Policy?

All Indian Nationals with their family whose age ranging between 6 months and 60 years traveling outside India on Holiday can take this insurance.


Family
Family

Family means

  • Self

  • Spouse

  • Two Dependent Children


Coverage
Coverage

When you travel abroad for a Holiday our Star Travel protect policy provides you for

  • Emergency medical expenses.

  • Repatriation in case of medical emergency.

  • Transportation of mortal remains.

  • Any Dental emergency expenses resulting from injury.

  • Compensation following Accidental injuries.

  • Cost of Loss of your Checked in Baggage.

  • Reasonable expenses incurred for obtaining New Passport.


Coverage contd
Coverage (Contd.)

  • Expenses on Emergency purchases of consumables due to any delay in handing over your checked in baggage by the carrier for more than 12 hours.

  • Pecuniary Loss on cancellation of your trip due to any accidental bodily injury/death of a family member.

  • Any Legal Liability that may be fastened upon you, if you cause any bodily injury or property damage to any third party.


Medical examination
Medical Examination

If the medical history as revealed in the proposal is adverse

  • ECG

  • Fasting & Postprandial Blood Sugar

  • Cholesterol Profile and

  • Urine Strip test plan reports are required to be submitted along with the proposal


Plan options
Plan Options

  • Travel World Wide Including USA and Canada

  • Travel World Wide Excluding USA and Canada

  • Travel Asia excluding Japan & Hong Kong


Sum insured options
Sum Insured Options

Travel Worldwide Including/Excluding USA and Canada

  • USD 50,000

  • USD 100,000

  • USD 250,000

    Travel Asia Excluding Japan and Hong Kong

  • USD 10,000

  • USD 25,000

  • USD 50,000


Number of days
Number of Days

The following options are available

  • 15 days

  • 30 days

  • 45 days

  • 60 days


Star family travel protect insurance

Premium Rating : Worldwide Including USA & CANADA

A – Adults, C - Children

Premium figures are in Rupees and inclusive of S.Tax


Coverage limits worldwide including usa canada
Coverage Limits : Worldwide Including USA & CANADA

figures are in USD


Star family travel protect insurance

Premium Rating : Worldwide Excluding USA & CANADA

A – Adults, C - Children

Premium figures are in Rupees and inclusive of S.Tax


Coverage limits worldwide excluding usa canada
Coverage Limits : Worldwide Excluding USA & CANADA

figures are in USD


Star family travel protect insurance

Premium Rating : Asia Plan Excluding JAPAN & HONGKONG

A – Adults, C - Children

Premium figures are in Rupees and inclusive of S.Tax


Coverage limits asia plan excluding japan hongkong
Coverage Limits : Asia Plan Excluding JAPAN & HONGKONG

figures are in USD


Extension of trip
Extension of Trip

  • The policy can be extended on payment of Additional premium and declaration of good health by the insured.

  • Maximum number of permissible extensions is two.

  • Request for extension should be given well before expiry of the policy.


Major exclusions
Major Exclusions

  • Loss directly or indirectly occasioned by happening through or in consequence of

  • Travel against Medical Advice

  • Any Pre existing condition

  • With the intention of receiving medical treatment

  • Insured being aware of circumstances that could reasonable be expected to give rise to a claim

  • Winter Sports or the Use of Dry ski slopes

  • Manual work of any kind, etc


Major exclusions contd
Major Exclusions (Contd.)

  • Claims arising from pregnancy

  • Claims increased by the Insured’s own act or omission

  • Consequential Loss

  • Claims relating to Bankruptcy or Liquidation

  • Congenital anomalies or any other complications or conditions arising there from

  • Professional or Organised Sports, rock Climbing or mountaineering, racing speeds or endurance tests, hazardous pursuit or occupation or air travel (other than as a passenger) and similar activites.

    For Detailed list of exclusions kindly refer the policy wordings.


Third party administrator
Third Party Administrator

  • Paramount Healthcare Management Pvt. Ltd.

  • Dedicated Help Line – 0091 2267515559

  • Toll Free Number when dialing from USA

  • 1 866 978 5205

  • Toll Free Number when dialing from Rest of the World

  • 00 91 2267515559

  • E-Mail : travelhealth@phmglobal.com