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Funding your Post-Secondary Education. A Kardish & Stefanec Production. Agenda. Introduction Scholarships Bursaries Grants Loans OSAP Resources/Advice to Help. Scholarships. A scholarship is a cash award or equivalent granted for educational expenses.

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funding your post secondary education

Funding your Post-Secondary Education

A Kardish & Stefanec Production

agenda
Agenda
  • Introduction
  • Scholarships
  • Bursaries
  • Grants
  • Loans
  • OSAP
  • Resources/Advice to Help
scholarships
Scholarships
  • A scholarship is a cash award or equivalent granted for educational expenses.
  • Recipients are selected according to criteria established by the donor
  • Repayment is not required.
scholarships cont
Scholarships Cont…
  • There are different types of scholarships:
  • Internal Scholarships
    • Entrance (based on marks)
    • Merit (based on marks/other)

External Scholarships

    • Based on a variety of different factors as chosen by the donor
bursaries
Bursaries
  • Bursaries are cash awards or equivalents that are based primarily on financial need (marks may also play a factor)
  • Repayment is NOT required
grants
Grants
  • Grants are cash awards or equivalent given to a student or potential student to help that person continue his/her studies.
  • Repayment is NOT required.
loans
Loans
  • Loans are money that is lent out to individuals and that MUST BE REPAID.
  • There is usually an extra cost of borrowing money, called interest, which must be paid in addition to the loan amount, called principal.
  • Ex. Student lines of credit, OSAP
slide8
OSAP
  • OSAP is the Ontario Student Assistance Program
  • OSAP is a loan by the Ontario Government given to students based on their financial needs and NO interest is charged while the student earns their diploma/degree(s), and no principal repayment is required as long as they are a full time student.
osap cont
OSAP Cont…
  • Through OSAP there are also parts that include grants and scholarships.(Queen Elizabeth II Aiming for the Top Scholarship)
  • The OSAP calculator gives a rough estimate as to how much money will be lent to you.
  • Apply as early as possible, but you cannot submit it until you accept an offer from college/university
  • www.osap.gov.on.ca
resources to help you
Resources to Help You
  • www.scholarshipscanada.com
  • www.studentawards.com
  • www.canlearn.net
  • University websites
  • Guidance Binder
  • Make a Guidance Appointment!