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An Indexed Annuity is a Fixed Annuity. It retains all the benefits of a traditional fixed annuity:Your principal is guaranteed.Your interest credits are guaranteed.Your money grows tax-deferred.You can receive a guaranteed income for life; no matter how long you live.You may avoid the costs and delays of probate by properly designating your beneficiaries.You have access to your money through penalty free withdrawal provisions (see policy for details)..

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