Slaight Services, Inc.

1. Slaight Services, Inc. Inland and Ocean Marine Adjusters and Surveyors “Experience, Quality, and Integrity”

2. Company Overview • Slaight Services, Inc., offers insurance companies, underwriters, and the policy holder an unsurpassed wealth of knowledge and experience in claims handling, loss adjustment, loss prevention inspections, coordinating salvage operations, and negotiating subrogation recoveries in the United States and across the globe. • We handle all types of claims under various covers including Gin Stock Floater, Insured Warehouse Receipt (IWR), Stock Reporting Form, Gin Building and Machinery, Full Marine Open Cover, Inland-Ocean Marine Cargo, and Marine Cargo Surveys.

3. Employees • Mark F. Slaight. Adjuster, Surveyor, and President • Christina Slaight Gill. Adjuster, Vice-President, and General Manager • R. A. Prinz. General Adjuster (Retired) • James H. Spradley, Sr., General Adjuster (Retired) • Founded By C. H. Slaight, Jr., in 1977.

4. C. H. “Hank” Slaight, Jr. • Hank began his adjusting career in 1949 as an auto, fire and allied lines adjuster. In 1954, he took a position with General Adjustment Bureau (GAB) in their Jonesboro, Arkansas, office. He was later transferred to Blytheville, Arkansas, as manager, where he officially began his experience in the area of cotton losses. He was later transferred to Lubbock, Texas, as Manager in 1960. In 1966 he was again promoted and filled the position of Departmental General Adjuster in Dallas. • By the time he started Slaight Services in 1977 with his wife, Jenny, his reputation as an expert in the field of cotton loss adjustments was known worldwide. The company was incorporated in 1978, with his two sons, Mark H. and Mike, joining the firm. Hank and his family began handling losses for Cotton Fire & Marine Underwriters, Cotton Insurance Association, Insurance Company of North America, Lloyd’s of London, and other London Underwriters, as well as becoming the General Adjusters for the USDA-ASCS (Cotton Division). • As a Cotton Adjuster, Hank adjusted and surveyed cotton claims in the USA, Mexico Central & South America, as well as ports located in France, Hong Kong, Singapore, Russia, Spain, and Greece. Hank’s understanding of Full Marine Open Cover, Insured Warehouse Receipt (IWR), and Gin Stock Floater Policies was recognized and respected by individuals connected with the cotton industry all over the world. He was also recognized as an expert in methods of fighting fires involving cotton and cotton by-products, and minimizing damage to cotton caused by water. In addition to his vast knowledge of cotton insurance policies, claims handling, and the cotton industry in general, he was also very well known for his experience in handling claims involving coffee, cocoa, and other related commodities. Hank also performed warehouse inspections in locations around the world. Hank passed away in 2004.

5. Mark F. Slaight • A cum laude graduate of the University of Texas at Dallas, Mark began adjusting claims in 1992. Over the years, Mark gained valuable knowledge and experience handling Inland Marine losses such as cargo losses, heavy equipment damage/theft, and trip transit. Mark also performs Inland/Ocean Marine Cargo Surveys throughout the United States, and his reputation as an excellent Marine Cargo Surveyor continues to expand throughout the industry. He is also experienced in handling many types of property losses including residential fire, burglary/theft, vandalism, foundation, wind, hail, and builder’s risk • Mark trained under his grandfather, C. H. “Hank” Slaight, Jr., and General Adjuster Bob Prinz in the area of Ocean/Inland Marine claims, especially cotton, coffee, and cocoa. He has mastered techniques for handling losses under Gin Stock Floater, Insured Warehouse Receipt (IWR), Full Marine Open Cover, and Gin Building & Machinery Polices. He has handled seed cotton losses in the field and at the gin; baled cotton on the gin yard, on store in warehouses; and while in transit via truck, rail and ocean vessels. Mark also works on gin building and machinery losses and various types of seed losses. • Mark works and travels throughout the United States, and in Central and South America handling losses involving cotton, coffee beans, cocoa beans, and cocoa butter. He also performs warehouse inspections in North and South America. • In addition, Mark is experienced in obtaining subrogation recoveries from rail carriers, trucking companies, and steamship lines, as well as coordinating salvage operations on various types of cargo.

6. Christina Slaight Gill • A magna cum laude graduate of the University of Texas at Dallas, Christina began her adjusting career in 1989, handling primarily property losses, including residential fire, burglary/theft and vandalism losses under Standard Fire and Homeowner’s Policies. She is also experienced in handling Inland Marine losses, such as heavy equipment damage/theft and trip transit. • She also was trained by her grandfather, C. H. “Hank” Slaight, Jr., in the field of Ocean/Inland Marine losses involving commodities, particularly cotton, coffee and cocoa. She is experienced in the handling of claims under Gin Stock Floater, IWR, Full Marine Open Cover, and Gin Building & Machinery Policies. She has handled losses on seed cotton in the field as well as at the gin; and baled cotton on the gin yard, on store in warehouses, and while in transit via truck, rail and ocean vessel. She also handles losses involving coffee beans, cocoa beans and cocoa butter. • Christina is experienced in obtaining subrogation recoveries from rail carriers, trucking companies as well as steamship lines, as well as coordinating salvage operations on various types of cargo. • Christina is an active member of the Texas Independent Insurance Adjusters Association, serving in the past as President and Co-chair of the Education and Seminar Committee.

7. Why Slaight Services, Inc.? The cotton, coffee, and cocoa industries are highly specialized and unique from other commodities and cargo. Our knowledge and expertise in this field is unparalleled to any in the industry.

8. What can you expect from Slaight Services, Inc.? • We will immediately acknowledge receipt of your assignment • We will immediately contact your Assureds • We will make an immediate visual inspection • We will provide you with fast and accurate reserves • We will provide you with timely reports • We will actively protect your Subrogation Rights when applicable • We will actively secure salvage for best possible return when applicable

9. What sets Slaight Services, Inc., apart from the others? • We closely watch our expenses when handling your assignment to provide Underwriters and policy holders with the best service at a fair price. • We are the official adjusters for the United States Government on baled cotton. • We are equipped with an Electronic Warehouse Receipt (EWR) account in order to properly handle an Insured Warehouse Receipt (IWR) loss. • We have access to the USDA Database for baled cotton. • Reports and photographs can be sent digitally or in hard copy form. • Our experience in Ocean and Inland Marine claims gives us the ability to provide unique solutions in uncommon situations. • We are familiar with the cotton, coffee, and cocoa industries and they are familiar with us. We are on a “first name basis” with many warehouse owners, carriers, brokers, and insurance carriers.

10. Salvage, Reconditioning and Subrogation • Salvage: We work with salvors who are experts in the field of distressed cotton, coffee, cocoa, and other cargo and who can get the best outturn. • Reconditioning: We work with businesses who are familiar with cotton, coffee, and cocoa who understand their unique qualities in order to successfully mitigate loss amounts. • Subrogation: We have an outstanding record in negotiating subrogation recoveries with warehouses and carriers.

11. Client List • Lloyds of London • Cotton Fire & Marine Underwriters • Rekerdres & Sons Insurance Agency • Chubb Group of Insurance Companies • Ace USA, Inc. • Farmland Ins. Companies • United States Department of Agriculture • American International Group • TM (Tokyo Marine) Claims Service • And Many Others

12. Associations • Texas Independent Insurance Adjusters Association • National Association of Independent Insurance Adjusters • American Cotton Shippers Association • Texas Cotton Association

13. Contact Information Slaight Services, Inc. P. O. Box 832860 Richardson, TX 75083-2860 tel: 972-234-5796 fax: 972-437-6129 e-mail: slaight@slaightservices.com website: www.slaightservices.com

14. Thank You. We look forward to working with you.