The Role of Agents and Brokers in the Market for Health Insurance. Pinar Karaca-Mandic , Roger Feldman, and Peter Graven University of Minnesota. Outline. Background on small firms and brokers Research questions Data & methods Results Discussion. Background on Small Firms.
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Pinar Karaca-Mandic, Roger Feldman, and
University of Minnesota
Yim is the outcome for firm i in market m
Xm are market characteristics including broker/agent market structure
Zimare firm characteristics
are state fixed effects