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Steps to File a Hurricane IDA Damage Claim

Homeowners of residential or commercial properties can claim insurance benefits after hurricane IDA damage in Houma. However, most individuals are not aware of the steps involved in filing for insurance claims. For any doubts please call us at (504) 475-2455.

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Steps to File a Hurricane IDA Damage Claim

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  1. STEPS TO FILE A HURRICANE IDA DAMAGE CLAIM Homeowners of residential or commercial properties can claim insurance benefits after hurricane IDA damage in Houma. It is covered by the Federal Government’s National Flood Insurance Program. However, most individuals are not aware of the steps involved in filing for insurance claims. The lack of knowledge may restrict them from physically and financially recovering after a disaster. Here are some tips for them to file for a hurricane IDA insurance claim. CALL AN AGENT The first step in any insurance claim should be calling the insurance agent. People can also contact the National Flood Insurance Program for assistance. Then, they should file the claim promptly with insurance companies. Individuals need their claim number and policy details during this process. ADJUSTER REVIEW As the second step, the insurance company will send out an adjuster to examine the damage. Some insurers will even hire independent adjusters for this process. In such situations, ask the professional if they are qualified to make claim decisions. Moreover, ask for an in-house adjuster to achieve favorable payment decisions.

  2. HIRE A CONTRACTOR Once the claims process is initiated, homeowners must hire trusted contractors to get a repair estimate. Many companies also offer repair programs to estimate the damage and provide price points. Contractors will repair the damaged property, but they may not fully compensate for the expenses. KEEP RECORDS People should make a list of damages and take pictures. They should also document listing contacts used during the claims process. These documents will be vital if they are going to file a complaint later in the future. TRACK EXPENSES Homeowners are also entitled to living expenses during the claims process. It includes hotel, meals, and other needs after a house become uninhabitable. Keeping track of these expenses will help people to incur the spent amount. (504) 475-2455 Monday - Friday:9:00AM - 5:00PM Saturday & Sunday:Closed @ VoorhiesPersonalInjuryLawFirm

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