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home warranty 101

All you need to know about Home Warranty!

Home Warranty 101

Brought to you by HomeWarrantyReviews.com

what is home warranty
What is home warranty?
  • Home Warranty is a policy that provides you with discounted repairs and replacement services for your household appliances and systems.
  • It is also a form of budget protection that saves a homeowner from expensive repairs and maintenance routines.

Home Warranty =

what does a home warranty cover
What does a home warranty cover?

Coverage usually depends on the plan and can be extended as per the customer’s need. In general, a basic plan covers repairs and replacement services for damages caused due to wear and tear of the following:

  • Appliances like refrigerator, dishwasher etc.
  • HVAC units like air conditioner, heater etc.
  • Plumbing units like faucets, pipes etc.
  • Electrical components like MCB, coils etc.
  • Kitchen appliances like microwave, range and oven etc.
what does a home warranty exclude
What does a home warranty exclude?

Depends on the plan. But there are some items excluded from basic coverage:

  • Outdoor units and water systems like sprinklers
  • Second sets of appliances like second AC, second refrigerator
  • Hauling away of old appliances
  • Ice maker and food spoilage
  • Septic system
are all kinds of damages covered
Are all kinds of damages covered?

Not really. Home warranty only covers damages caused due to wear and tear and in some plans, damages due to lack of maintenance. Following damages are not covered:

  • Damages due to perils
  • Damages due to natural hazards
  • Damages due to crimes
  • Damages that were/are due to pre existing conditions
who needs a home warranty
Who needs a home warranty?

Home warranty is intended for people with aged appliances and systems. So here’s who needs it:

  • homes with appliances/systems that are over 4 years old
  • Folks who do not have the money for frequent repairs and replacements
  • homeowners who do not have a trusted contractor
  • Folks who have no time for DIY repairs

Suits me!

pros and cons
Pros and Cons


  • Budget Protection
  • Homeowner does not have to look for a contractor
  • Service by qualified and skilled technicians
  • Affordable premiums and nominal deductibles
  • Increases value of property at the time of sale


  • Not suited for appliances that are new or unused
  • Little control over the choice of serviceman
  • Claims are occasionally denied
  • Company will always listen to the technicians diagnosis
  • Companies will always try to repair and not replace the damaged device
how to avoid disputes and claim denials
How to avoid disputes and claim denials
  • Always purchase warranty from a reputable company
  • Before the contract is signed, thoroughly study the policy booklet and contract
  • Clear all your doubts before you make the purchase
  • Check online review websites to ensure that customers have had good experience with the company you picked
  • Carefully preserve all documents related to the home maintenance
how to find a good warranty provider
How to find a good warranty provider?
  • Check review and rating websites like HomeWarrantyReviews.com
  • Ask friends and family
  • Look up on BBB for a sneak peek at the company’s history

Find out how to pick a good home warranty company!

homewarrantyreviews com

Merci, revenir!!

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