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Co-operative & Mutual Housing: models & opportunities Nic Bliss – CCH Chair All Party Group on Co-operatives & Mutuals – 9 th May 2012. Commission for Co-operative & Mutual Housing set up in 2008 report launch in 2009 with all party political support

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Co-operative & Mutual Housing:models & opportunitiesNic Bliss – CCH ChairAll Party Group on Co-operatives & Mutuals – 9th May 2012

bringing democracy home

Commission for Co-operative & Mutual Housing set up in 2008

  • report launch in 2009 with all party political support
  • independent, & research & evidenced based

Bringing Democracy Home

“The UK needs to bring co-operative and mutual housing options into our national housing policies”

key conclusions

the potential to respond to the needs and aspirations of ordinary people in an uncertain housing environment

  • above average levels of satisfaction

Key conclusions

  • as good, if not better, performance information
  • wider individual and community benefits
  • sustainable communities that foster community capacity & local participatory democracy
models opportunities

mutual models for large scale housing organisations (community gateway, community mutual & the “Rochdale” model)

  • developing tenant & community activity within housing organisations
  • sector driven approaches to ensuring effectiveness & strong “governance”
  • using existing assets to develop local and cross tenure co-operative and mutual housing

Models & opportunities

large scale mutuality in housing

the Community Gateway model – enabling transfer of council housing to tenant members

  • commitment to enable active member involvement in decision-making both locally & landlord-wide
  • supported by lenders – eg. Preston Community Gateway & Bron Afon Community Housing
  • a culturally different approach that shows that it is possible to marry multi-million pound risk based approaches with developing tenant memberships
  • Rochdale - joint tenant & staff membership
  • was the Gateway culture infectious?

Large scale mutuality in housing

the growth of tenant involvement

growing numbers of methods to ensure accountability to tenants

  • involvement in decision-making; shaping services; monitoring & scrutiny; resolving complaints
  • making the housing business more effective and delivering services tenants want

The growth of tenant involvement

ensuring effectiveness

sector led model to ensure accountability

  • Code of Governance for co-operative housing & international principles
  • accreditation framework to ensure standards

Ensuring effectiveness

new co operative mutual housing

various approaches to developing new cross tenure co-operative & mutual housing

  • Community Land Trusts – where land asset is used to develop housing and/or other community led activity (primarily rural)
  • Mutual Home Ownership – mutual forms of home ownership
  • Co-housing – intentional communities – often for elderly communities – primarily homeowners
  • housing co-operatives – rented housing through lease or management arrangements

New co-operative & mutual housing?

finance

finance research

  • some limited small scale lending options
  • levering finance using existing housing assets
  • “warehousing” & large scale programme
  • working with the HCA in England
  • working with the WAG in Wales

Finance!

questions

would Community Gateway be appropriate for the NIHE? If so, what would make it work for stakeholders and for lenders?

  • would offering new involvement options to social tenants in NI be helpful? Could this be done as a sector based approach?
  • could existing assets be used to develop new co-operative and mutual models? If so – what tenures and models?
  • is there interest in working with us on developing finance models?
  • can we help with any of the above?

Questions?

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Co-operative & Mutual Housing:models & opportunitiesNic Bliss – CCH ChairAll Party Group on Co-operatives & Mutuals – 9th May 2012