Anita Sego Spring, 2005. Chapter Objectives. Identify the major concerns with the health care system in the united States. Explain fee-for-service indemnity and prepaid health plans. Briefly describe the purpose and concept of insurance. Define the term insurance policy.
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Salaried physicians provide services only to HMO members. Physicians are housed in the building by the HMO & work only for the HMO.
IPA - individual physicians contract with an HMO to provide care for members. Providers can contract with other HMOs and/or maintain a private service. Most in the US.
Health Care System: