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FIN 420 learning consultant tutorialrank.com

For more course tutorials visit<br>www.tutorialrank.com<br><br>FIN 420 Week 1 Individual Assignment Identify Personal Financial Goals<br>FIN 420 Week 1 DQ 1<br>FIN 420 Week 1 DQ 2<br>FIN 420 Week 2 Individual Assignment Worksheets 6 and 7<br>FIN 420 Week 2 LT Deliverable (Update on Final Project)<br>FIN 420 Week 2 DQ 1<br>FIN 420 Week 2 DQ 2<br>FIN 420 Week 3 Individual Assignment Personal Financial Plan<br>FIN 420 Week 3 LT Deliverable (Update on Final Project)<br>FIN 420 Week 3 DQ 1<br>FIN 420 Week 3 DQ 2<br>FIN 420 Week 4 Learning Team Assignment Market Analysis Proposal<br>FIN 420 Week 4 LT Deliverable (Update on Final Project)<br>FIN 420 Week 4 DQ 1<br>FIN 420 Week 4 DQ 2<br>FIN 420 Week 5 Learning Team Assignment Evaluate a Financial Plan<br>FIN 420 Week 5 DQ 1<br>FIN 420 Week 5 DQ 2<br>

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FIN 420 learning consultant tutorialrank.com

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  1. FIN 420 learning consultant / tutorialrank.com For More Tutorials www.tutorialrank.com

  2. FIN 420 learning consultant / tutorialrank.com FIN 420 Entire Course (UOP Course) FIN 420 Week 1 DQ 1 (UOP Course) • FIN 420 Week 1 Individual Assignment Identify Personal Financial Goals • FIN 420 Week 1 DQ 1 • FIN 420 Week 1 DQ 2 • FIN 420 Week 2 Individual Assignment Worksheets 6 and 7 • FIN 420 Week 2 LT Deliverable (Update on Final Project) • FIN 420 Week 2 DQ 1 • FIN 420 Week 2 DQ 2 • FIN 420 Week 3 Individual Assignment Personal Financial Plan • Describe your current budgeting system. What factors influence your financial decisions? What are the benefits or concerns of your current budgeting system?

  3. FIN 420 learning consultant / tutorialrank.com FIN 420 Week 1 DQ 2 (UOP Course) FIN 420 Week 1 Individual Assignment Personal Finance Mission Statement • Ch. 1 of Focus on Personal Finance introduces eight components of personal financial planning. Describe three components of personal financial planning. Visit one of the Key websites suggested on the corresponding pages of Focus on Personal Finance for each of the three components you described. What information did you find most valuable on the websites you visited? • Write a 350- to 700-word personal finance mission statement that describes where you want to be financially and how you want to get there. Communicate the following in your mission statement: • • Personal values • • Financial goals • • Future vision • • An easy action to take to meet your mission

  4. FIN 420 learning consultant / tutorialrank.com FIN 420 Week 2 DQ 1 (UOP Course) FIN 420 Week 2 DQ 2 (UOP Course) • Consider your personal cash flows. How would you adjust cash outflows (i.e. adjust your budget) if your household income was cut in half? If your cash inflows increased, how would you reallocate your surplus to meet your personal needs and objectives? How do you use credit as a part of your personal financial plan? • Many different types of financial institutions exist. Differentiate between deposit institutions and non-deposit institutions. Provide two examples of deposit and non-deposit financial institutions with a brief explanation of each. How can you use each of these financial institutions to manage your cash flows and develop or enhance your personal financial plan?

  5. FIN 420 learning consultant / tutorialrank.com FIN 420 Week 2 Individual Assignment Personal Finance Problems and Summary FIN 420 Week 2 Personal Finance Quiz • Complete the Personal Finance Problems - Week 2. • Write a 750- to 1,050-word summary of the problems in which the team includes the following: • • What influence does present and future value of money have on the different scenarios? • • What is the role of risk in determining decisions to diversify or how assets are allocated? • 1 Carla Lopez deposits $2,500 a year into her retirement account. If these funds have an average earning of 8 percent over the 40 years until her retirement, what will be the value of her retirement account? • 2 An ATM with a service fee of $2 is used by a person 100 times in a year. What would be the future value in 10 years (use a 3 percent rate) of the annual amount paid in ATM fees?

  6. FIN 420 learning consultant / tutorialrank.com FIN 420 Week 3 DQ 1 (UOP Course) FIN 420 Week 3 DQ 2 (UOP Course) • Evaluate your personal risk tolerance using Exhibit 11-2 A Quick Test to Measure Investment Risk in Ch. 11 of Focus on Personal Finance. Based on your results, were you considered more conservative or less conservative? What factors affected your investment choices? Consider a friend or family member who is more conservative or less conservative than you. • Financial experts agree that having an emergency fund is an essential component of a comprehensive financial plan. However, advice regarding the number of months of household expenses the emergency fund should cover varies between 3 and 9 months. Taking into account the current financial environment, how many months of expenses would you recommend for an emergency fund and why?

  7. FIN 420 learning consultant / tutorialrank.com FIN 420 Week 3 Individual Problem Worksheet FIN 420 Week 3 Learning Team Problems • 1. Complete Worksheet 37 in Focus on Personal Finance, “Your Financial Plan – Evaluating Corporate Bonds.” • 2. Explain the principle of asset allocation. Using the Internet or library research, prepare a 2-minute presentation describing why the principle of asset allocation is important when establishing an investment program. • Assume that you are choosing an investment for your retired parents. What are the advantages and disadvanges of each of the following? • o a bond issued by the federal government, • o a state or local government, • o or a corporation?

  8. FIN 420 learning consultant / tutorialrank.com FIN 420 Week 4 DQ 1 (UOP Course) FIN 420 Week 4 DQ 2 (UOP Course) • Adjustable rate mortgages (ARMs) have received a great deal of bad press due to the tremendous number of foreclosures resulting from families who could not afford the loan payments once the interest rates increased. Do you believe this loan option was used appropriately in recent years? Why or why not? Under what circumstances does the use of ARMs make sense? Please explain. • Visit a site such as www.bankrate.com to determine current rates for both a 60-month and a 36-month loan on a new car where the buyer must finance $20,000. Using the loan calculator, what is the difference in monthly payments between the 60-month loan and the 36-month loan? Review the amortization tables. What is the difference in total interest one would pay over the life of these two loans?

  9. FIN 420 learning consultant / tutorialrank.com FIN 420 Week 4 Individual Assignment Mutual Fund Evaluation FIN 420 Week 4 Personal Finance Quiz • Choose a mutual fund family such as Vanguard, American Funds, T. Rowe Price, and so forth. • Identify one mutual fund from that family for each of the following categories: • • Actively managed common stock fund • • Fixed income fund • • Balanced fund • • International fund • • Fund devoted to retirement investing • 1 As a stockholder of Kentucky Gas and Oil, you receive its annual report. In the financial statements, the firm reported after-tax earnings of $1,200,000 and has issued 1,500,000 shares of common stock. The stock is currently selling for $24 a share. What is the per earnings share for Kentucky Gas and Oil? • 2 Sarah and James Hernandez purchased 150 shares of Cisco Systems stock at $18 a share. One year later, they sold the stock for $25.40 a share.

  10. FIN 420 learning consultant / tutorialrank.com FIN 420 Week 5 DQ 1 (UOP Course) FIN 420 Week 5 DQ 2 (UOP Course) • Life insurance is a topic many people do not like to discuss, but understanding your family’s needs and planning appropriately in the event of a premature death is also part of a comprehensive financial plan. Outlined in Ch. 10 are four methods for estimating life insurance needs. Which insurance options are most appropriate for your family situation? • Consider your current financial plan. Based on what you have learned about your financial goals, risk tolerance, and risk and return of various investment options, what adjustments should you make to the asset allocation of your investment portfolio? What specific actions do you need to take to make those adjustments or to establish your investment portfolio?

  11. FIN 420 learning consultant / tutorialrank.com For More Tutorials www.tutorialrank.com

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