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Hawai ` i Employer Sponsored Health Insurance: MEPS-IC 2003. Health Resources and Services Administration State Planning Grant 7 th Technical Workshop Thursday, October 13, 2005 Gerard Russo Associate Professor of Economics University of Hawaii. OVERVIEW OF RESULTS: MEPS-IC 2003.

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hawai i employer sponsored health insurance meps ic 2003

Hawai`i Employer Sponsored Health Insurance: MEPS-IC 2003

Health Resources and Services Administration

State Planning Grant

7th Technical WorkshopThursday, October 13, 2005

Gerard Russo

Associate Professor of Economics

University of Hawaii

This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health. Sub-Contract Research Corporation of the University of Hawaii. Research conducted by the University of Hawaii, Social Science Research Institute in collaboration with the Hawaii State Department of Health, Hawaii Institute for Public Affairs/Hawaii Uninsured Project and the Hawaii Health Information Corporation.

overview of results meps ic 2003
OVERVIEW OF RESULTS: MEPS-IC 2003
  • Average Premiums are Lower in Hawaii than US
  • PHCA seems to affect small firms and firms with low-wage workers the most.
  • PLEASE NOTE: Part-time and Full-time is not specifically defined.
health insurance premiums meps ic
Health Insurance Premiums: MEPS-IC
  • Medical Expenditure Panel Survey (MEPS)
  • Insurance Component (IC)
  • Agency for Healthcare Research & Quality (AHRQ)
  • www.ahrq.gov
  • Internal Revenue Service (IRS) Sampling Frame
  • Data Tabulated by AHRQ for the State of Hawaii
  • Employer Sponsored Insurance (ESI)
  • www.meps.ahrq.gov
  • James M. Branscome <JBransco@AHRQ.GOV>
internet citations meps ic 2003
Internet Citations: MEPS-IC 2003
  • Agency for Healthcare Research and Quality. 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Firm Size and State (Table II Series).  Published July 2005. http://www.meps.ahrq.gov/MEPSDATA/ic/2003/Index203.htm
  • Agency for Healthcare Research and Quality. 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Industry Groupings and State (Table V Series). PublishedJuly 2005. http://www.meps.ahrq.gov/MEPSDATA/ic/2003/Index503.htm
  • Agency for Healthcare Research and Quality. 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Ownership Type and Age of Firm and State (Table VI Series). Published July 2005. http://www.meps.ahrq.gov/MEPSDATA/ic/2003/Index603.htm
  • Agency for Healthcare Research and Quality 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Proportion of Employees Who Are Full-time or Low-wage and State (Table VII Series). PublishedJuly 2005.http://www.meps.ahrq.gov/MEPSDATA/ic/2003/Index703.htm
  • Agency for Healthcare Research and Quality 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Average Wage Quartiles and State (Table VIII Series). PublishedJuly 2005. http://www.meps.ahrq.gov/MEPSDATA/ic/2003/Index803.htm
average family premiums meps ic hawaii and us 1996 2003
Average Family Premiums, MEPS-IC: Hawaii and US 1996-2003

aNote: The 1998 MEPS-IC sample for Hawaii is too small to compute reliable estimates.

average single premiums meps ic hawaii and us 1996 2003
Average Single Premiums, MEPS-IC: Hawaii and US 1996-2003

aNote: The 1998 MEPS-IC sample for Hawaii is too small to compute reliable estimates.

estimated annual nominal growth rates 1996 2003 uh non linear discrete time estimates
Family Premiums

Hawaii 6.27%

US 9.93%

Single Premiums

Hawaii 5.57%

US 9.14%

Estimated Annual Nominal Growth Rates: 1996-2003UH Non-Linear Discrete-Time Estimates
family premium trend line hawaii and us 1996 2006 university of hawaii estimates
Family Premium Trend Line: Hawaii and US 1996-2006University of Hawaii Estimates
single premium trend line hawaii and us 1996 2006 university of hawaii estimates
Single Premium Trend Line: Hawaii and US 1996-2006University of Hawaii Estimates
employee contributions as a percent of family premiums by firm size hawaii and united states 2003
Employee Contributions as a Percent of Family Premiums by Firm Size: Hawaii and United States 2003
slide16
Employee Contributions as a Percent of Single Coverage Premiums by Firm Size: Hawaii and United States 2003
slide17
Percent of Private Establishments that Offer Health Insurance by Firm Size: Hawaii and United States 2003
number of employees part time and full time by average wage of work force hawaii 2003
Number of Employees Part-time and Full-time by Average Wage of Work Force: Hawaii 2003

Note: Part-time refers to no specific number of hours.

slide19
Percent of Private Establishments that Offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2003
slide20

Percent of Full-time Employees Enrolled in Health Insurance at Establishments that offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2003

slide21

Percent of Part-time Employees Enrolled in Health Insurance at Establishments that offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2003

slide22

Percent of Part-time Employees Enrolled in Health Insurance at Establishments that offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2003

summary
Summary
  • Average ESI Premiums are lower in Hawaii than US.
  • Low-Wage Part-Time Workers are Less Likely to be Covered by Employer-Sponsored Health Insurance. Possible Reasons Why?
    • Tax benefits are less.
    • Premiums as a proportion of total compensation are more.
    • Minimum wage law prevents cash wages from adjusting downward.