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2. Sure, it’s Secure — you no longer will need to go to a financial institution branch or mortgage broker’s Business in human being to submit an application for a mortgage. It’s getting to be progressively widespread for Canadians to submit an application for mortgages on line. LowestRates.ca only will work with trustworthy, dependable fiscal establishments. For instance, say you were to inherit income from a relative. You may use the inheritance cash to produce a mortgage prepayment, which would reduce your mortgage principal and amortization time period and bring on discounts on the cost of interest.