Should You Buy A Spouse Life Insurance - PowerPoint PPT Presentation

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Should You Buy A Spouse Life Insurance

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  1. Should You Buy A Spouse Life Insurance? www.BeamaLife.com | 1-866-972-3262

  2. Should You Buy A Spouse Life Insurance? • Should You Buy A Spouse Life Insurance? • The primary purpose of life insurance is the replacement of lost income. So, if your spouse is a income producing member of a family, the answer is obviously yes and you should by spouse life insurance. But even if your spouse especially woman spouse does not have a career outside the home, there are several reasons to buy life insurance for women or non-working spouse. www.BeamaLife.com | 1-866-972-3262

  3. Should You Buy A Spouse Life Insurance? • This non-working person may not be bringing in income, but they are providing valuable services which allow you, the wage-earner, to bring in income. Without non–working spouse, you would have to pay for these services. Once again, it is most important to cover the breadwinner(s), but it is wise to cover a non-working spouse as well. Also, life insurance on your spouse will help to create a legacy for the next generation. www.BeamaLife.com | 1-866-972-3262

  4. Should You Buy A Spouse Life Insurance? • If you are in the estate tax bracket, Spouse life insurance will help to provide liquidity to pay estate tax liabilities. A whole life insurance policy on spouse can be a very powerful retirement savings plan or an ideal college savings. www.BeamaLife.com | 1-866-972-3262

  5. Should You Buy A Spouse Life Insurance? www.BeamaLife.com | 1-866-972-3262