Time Assets

1. Time Assets “Time is one asset you cannot replace.” Time Time is one asset you cannot replace. If you waste your time and others time by being late your clock will run backwards and that is time you will never get back. I read a book by a military expert who said, “you are never late” because the penalty is severe like someones life. What if you were late for an assignment and the other person died? What possible excuse could be good enough. Like the saying goes, “timing is everything”. In Business Amateurs are late, professionals are on time by being five minutes early. Amateurs are excuse makers, professionals don’t have excuses because they know how valuable time is. Amateurs are selfish with their time, professionals are generous with their time and have time left over in their day for someone else. In Life Cancer is a ruthless bastard that will take every second of every day for as long as it takes for someone else to help you get better or cancer kills you. 40 months and counting is a lot of time fighting to live or fighting not to die. Wishing those days back won’t happen, so take great care of the time you have, because at best time is very temporary.

2. Compounding Interest “Compound interest is the eighth wonder of the world. He who understands it, earns it, and he who doesn't pays it.” Albert Einstein Introduction Discover the Power of Compound Interest to Secure Your Financial Future Understanding how your money can grow over time is crucial, and compound interest plays a significant role in this process. Unlike simple interest, which is calculated only on the principal amount, compound interest accumulates on both the initial principal and the interest that has been added over time. This means your investment can grow at an accelerating rate, making it a powerful tool for building wealth. Key Points to Consider - Principal and Interest Rate: The initial amount you invest and the annual interest rate determine how much your principal will grow over time. Compounding Frequency: The more frequently interest is compounded (daily, monthly, quarterly, or annually), the more opportunities there are for your investment to grow. Time as a Critical Factor: The longer your money is invested, the more opportunities it has to grow due to the exponential nature of compound interest. The Power of Early Investment: Starting early allows your money more time to grow, significantly enhancing your wealth over the long term.

3. Real-World Applications - Savings Accounts and CDs: Safe and effective ways to grow your money with compound interest. Stocks and Mutual Funds: Higher potential returns through reinvested dividends and capital gains. Retirement Accounts: Tax advantages and long-term growth potential make these accounts ideal for leveraging compound interest. Strategies to Maximize Compound Interest - Consistent Contributions: Regularly adding to your principal increases the base amount on which interest is calculated. Reinvesting Earnings: Reinvesting dividends, interest payments, and capital gains allows your investment to grow at an accelerated rate. Diversification and Risk Management: A well-diversified portfolio spreads your investments across various asset classes, reducing the impact of market volatility. By making consistent contributions, reinvesting earnings, and diversifying your portfolio, you can maximize the benefits of compound interest. These strategies ensure that everyone, regardless of their financial starting point, can build wealth over time. Ready to let your money work for you? Dive deeper into the mechanics and benefits of compound interest and start your journey to financial freedom today! How to Start Micro-Investing in Real Estate With Your Spare Change Excited to start using your spare change toward something better? You can start micro-investing in just four simple steps! 1. Choose a Platform - First and foremost, choose a platform that permits micro- investing. Worthy is one option that allows you to round up your purchases or make recurring, scheduled investments. When you reach a total of $10 in your account, it is invested into a Worthy bond so your money can start earning interest and helping local communities. 2. Set Up Roundups and Recurring Purchases - Next, set up your preferences on the platform you selected to automate your micro-investing. Roundups (rounding each purchase up to the next whole dollar amount) are one way to invest your spare change, and you can build up even more by setting up recurring investments. Try setting aside a small monthly amount that you won’t miss, like $10 to $20. With recurring, scheduled investments, that gets funneled directly into your portfolio!

4. 3. Estimate Your Returns - Are you eager to see how your savings stack up over time? You can use online calculators like ours to see how long it will take you to realistically achieve your goals. This allows you to set some expectations that you can reasonably achieve. These calculators also give you an idea of where you might fall short financially, allowing you to adjust contributions according to your goals. 4. Save for the Long-Term - Micro-investing is not a get-rich-quick scheme. It takes time for your savings to build. Once you start investing this way, think in years, not months or days. You don’t want to sell your bonds too soon after buying them as you will want that 7% annual interest to really help your nest egg grow! Instead of being eager to sell and spend that cash, look at the long-term benefit. As long as you stay consistent in your savings efforts, you’ll be well on your way to reaching your financial goals. If you think that micro-investing is the next right move for your portfolio, let us show you how easy investing in Worthy bonds can be! Create your account in just a few minutes. If you’re ready to get started with your first bond investment, get started here! Most great fortunes are built slowly. They are based on the principle of compound interest, what Albert Einstein called, "The greatest power in the universe." Brian Tracy

5. Referrals “The purpose of business is to create customers, who creates customers.” Shiv Singh Introduction Network Marketing (MLM), Real Estate, Direct Sales Companies, plus a host of other types of businesses are built on word of mouth advertising or referral marketing. The deal is how many companies are really strong in referral marketing or word of mouth advertising? Our first industry – Network Marketing (MLM). A Lesson from Network Marketing (MLM). The largest multilevel marketing company in the US is Amway, with a revenue of $8.1 billion and at least 15,000 employees. For an industry that gets very little respect it does this by itself. As of 2021, the global MLM industry has a market size of $189.7 Billion. The MLM industry employs 125.4 million people as independent representatives. The global MLM market industry is projected to grow at a CAGR of 5.0% through 2027. Herbalife International of America. Los Angeles, California 2022 Annual Sales Or Revenue: $5.2 billion Number Of Employees: 10,100 Avon Products. New York, New York 2022 Annual Sales Or Revenue: $2.77 billion Number Of Employees: 23,000

6. There are many companies that would love to own these bragging rights. So these companies must be doing something to keep their sales numbers in the billions. What are they doing different? They are creating Time Assets for their sales team. What? If you are going to punch the clock it might as well be hard enough to get more than just a paycheck out of it. “Nothing influences people more than a recommendation from a trusted friend.” Mark Zuckerburg “If” your company, products, customer service and payout to your sales staff are as good as you say they are, more referrals in your funnel should be easy. So, where to you stand in this billion dollar equation? Here are four referral quotes to consider. 1. Referrals aren't given easily. If you don't take the time to establish credibility, you're not going to get the referral. People have to get to know you. They have to feel comfortable with who you are and what you do. Ivan Misner 2. All things being equal, people will do business with, and refer business to, those people they know, like, and trust. Bob Burg 3. The secret to marketing success is no secret at all: Word of mouth is all that matters. Seth Godin 4. If you build a great experience, customers tell each other about that. Word of mouth is very powerful. Jeff Bezos There are a large number of companies in the US that have built a substantial fortune in business by word of mouth advertising. If you pay advertising dollars out to bring customers in, then maybe you should consider what the masters of word of mouth advertising do, and do that!

7. Time Management? “What gets measured gets managed.” Get This Concept Stop trying to manage your time! If you are a chronically late person that has nothing to do with time at all, it has to do with valuing. Valuing what? Other people’s schedules. My question is what makes you late? Ask yourself that question and find the answer. If you are given 60 minutes to do sometime and it takes 70 minutes to do it, how do you fix that? An hour is set in stone, not what you think it should be. The earth is not going to stop because you can’t figure out that your project is due in 10 minutes and you need 45. The next question is how many events can you handle in 8 hours and not be late? Remember this one, some one else is waiting on the other side of the clock. They may have another appointment after yours and you are late, making them late which creates a domino effect of everyone becomes late, just like the US Postal Service, vs Fed Ex who is always on time. Hmm. From a business standpoint. The world does not wait for late people, it simply passes them by. Event Management or “Metron” is a unit of either length or volume. Matt. 25.17

8. “All Actions Have Consequences.” Priorities What you value becomes your priorities. Do you value your time, assets, work, family, friends? Mark Twain said, "Never allow someone to be your priority while allowing yourself to be their option." If their time is unimportant to them, then your time is waste of time to them. Value your time and stay away from those who do not value yours. Time Importance The half glass full prevents Jesus from doing things. Mk 6.6 There is a person on the other side of your chronic lateness. From the Book Perpetual “You can start where you are and change the ending.” Because living in your current disorganized chaos time management prevents better opportunities from coming to you. “I choose to not let my reckless time management skills define my career identity”. In order for God to get you to where you are going, He has to take you from where you are and that requires change. 2 Cor 3.18 from glory to glory. Imagine everyone on earth gets a time clock with x amount of hours on it. If we take the concept from the Parable of the Talents and apply “to each according to his ability.” This is what takes place in the Parable. Take the talent from him (the one who did nothing with what he had been given) and give it to him who has the ten talents. For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away. Remember you clock only has so many hours on it. Do you invest your time wisely and you earn extended time or do you squander time and have your time given to someone else?

9. Skill Assets Asset /ăs′ĕt″/ Noun A useful or valuable quality, person, or thing; an advantage or resource. A valuable item that is owned Skill /skĭl/ Noun Proficiency, facility, or dexterity that is acquired or developed through training or experience. A developed talent or ability. An art, trade, or technique, particularly one requiring use of the hands or body. / Combined / A valuable item that is owned. A developed talent or ability. “Turn your skills into an asset according to your ability.” Bryan L. If you do not know how to turn a skills into an asset, I’m not sure what to tell you. All of your skills should be assets, that either earn income, media attention or customers. If a skill is not an asset, what is it? Skill /skĭl/ Noun Proficiency, facility, or dexterity that is acquired or developed through training or experience. A developed talent or ability. An art, trade, or technique, particularly one requiring use of the hands or body. The Vine Says in Luke 16.10-12 10 Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much. 11 So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches? 12 And if you have not been trustworthy with someone else’s property, who will give you property of your own? Whether you plan on finding that dream job and working for someone else or creating your own business serving customers how well you are with your skill assets will determine how far you go no matter which road you take.

10. Six Skills To Learn and Turn Into Assets Peter Drucker said, “Making good decisions is a crucial skill at every level.” Do you decisions make you money or cost you money? Denis Waitley said, “Time is an equal opportunity employer. Each human being has exactly the same number of hours and minutes every day. Rich people can't buy more hours. Scientists can't invent new minutes. And you can't save time to spend it on another day. Even so, time is amazingly fair and forgiving. No matter how much time you've wasted in the past, you still have an entire tomorrow.” What assets is your time creating? Les Brown said, “In life, friendships change, divorces happen, people move on, others die. Money and jobs will come and go. Live long enough and your health and body will change. It goes with the territory of being human. The fact that you are still here gives you an advantage. Don't look back. Look straight ahead!! Decide to use all of your knowledge, skills, experiences and your life lessons from your mistakes, defeats and setbacks, to start over again. Life changes. You may not have the same life as before, but you can still enjoy your life!” What are you taking into the future, assets or liabilities? Ry Cooder said, “You're not born with certain skills; you have to acquire them.” What skills are you developing that can be turned into assets? Orrin Woodward said, “The only thing tougher than developing leadership skills is attempting to be successful without them.” What important skill are you leaving out that you will need in the future? Jim Rohn said, “Don't wish it was easier wish you were better. Don't wish for less problems wish for more skills. Don't wish for less challenge wish for more wisdom.” What skill would make you a better person? All the best on your road to whatever successes you seek to achieve. Bryan L. - Eye Catcher Publications on LinkedIn Time Assets is Powered by Eye Catcher Business Publications Copyrighted 2024 - Eye Catcher Publications / Bryan L. / The Bryan K. Long Co.