The Bigger Money Gap

1. The Bigger Money Gap The Sequel - Three Mini Books in One “The wider your financial canyon is, the longer it takes to cross it” Bryan L. Back in the Original Money Gap we talked about my first 30 months in the cancer war and how it effected me financially. In this Sequel – The Bigger Money Gap we cover three ways to close the gap between our current belief system to a better belief system will enable you build wealth in any direction you go. Take what you read in this mini book series and combine it with more financial unknowns that are ahead and what do think you get? More decisions to make, so make them the best decisions of your life. By Bryan L. - Creative Mind

2. Mini Book # One. Restarting The Investment Portfolio This Sequel Mini Book Series reflects back on personal experiences in order to create greater wealth the second time around. “The longer you wait to save to invest, the less you will have, when you need it the most.” Bryan L.

3. Wealth Building and Momentum This Mini Book Has Three Key Concepts to Success in Wealth Building and Momentum 1.The Third Staffer (Taken From Parable of the Talents) 2.The 11 Rules of Money and Wealth Building 3. Putting Wealth into Momentum “The speed of your success is limited only by your dedication and what you’re willing to sacrifice.” Nathan W. Morris

4. The Third Staffer (Taken from Parable of the Talents) What did the third staffer do with their money? That person not only wasted the opportunity to invest for future income but also wasted time. Wasting time is worse than wasting money. Money gain can be made up for money loss, but time cannot. The Parable of the Talents is even more about a judgment made by the third staffer. Not money, even though money is used to create the results. Judgments against the boss prevented the third staffer from prospering. Here’s the conversation. The third staffer -He also who had received the one talent came forward, saying, ‘Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed, so I was afraid, and I went and hid your talent in the ground. Here, you have what is yours.’ Tell me that wouldn’t get you fired! The 3rd staffer says to the boss “tells his boss” you are a hard man, ruthless or violent man various dictionaries mean. If you want the right to judge some else then you have to accept their judgments against you. When we judge others we judge ourselves without even realizing it. The 3rd man was just as hard in his attitude or judgment against his boss and did not honor his boss by increasing 1 Talent or 20 years worth of wages. When we misjudge ideas, concepts and opportunities we judge our self as not being worthy. Be careful on that one. If you want to move forward financially be careful what you say to yourself and, things you do not fully understand. The third staffer got his judgment, his 1 Talent or 20 years of income was taken from him and given to the other staffers. So what if your boss took away 20 years of future income because you judge him or her based on your opinion of them? Just think on that for a bit.

5. “Rebuilding means doing things differently the second time around and leaving the past right where it is. It’s time to make a new road that doesn’t look like anything from the past.” Bryan L. The 11 Rules of Money and Wealth Building One. Tell Your Dollars to Go! Roger Babson said, “More people should learn to tell their dollars where to go instead of asking them where they went.” Tell 10% of your income to earn interest. Once you have that in place you are ready for the following. Two. Store Two Years of Income. Do you have two years of income set aside? Start there before you invest. I would open a Worthy Account and store two years of income there and let your money grow compounding interest. AND do not touch this money. Three. What Are Your Financial Gaps? Financial Gaps are the things of life you have not taken into account like getting cancer. Wealth Momentum requires being pro-active enough to consider the unwanted and have a solid plan in place for it. “Closing your financial gaps now, will build the momentum you will need for later on.” Bryan L. Four. Put The Right Fuel In. You have to invest a great deal of positive energy to get your wealth momentum off the ground. Put the right fuel in and get great results, put in wrong fuel and get bad results. Five. Its Not How Much Your Job Pays. Its not how much your job pays, its how much it is worth to you. If all you do is spend then your income is only worth what you spend it on. If you invest some part of your income long-term investment then your income is worth more.

6. Six. The Habit of the Wealthy. Converting income into being worth more is the habit of the wealthy. The first two people in the Parable of the Talents got that the 3rd person missed it. If you are not will to learn how to save to invest then you cannot complain come retirement time. Seven. Wealth is Long-term Income. Your job is short term income. Wealth is long-term income which requires learning a few key skills. Saving to invest is like giving yourself 20 years of income down the road so you don’t have to work. That is the concept of Parable of the Talents. The two smart people invested wisely and provided 20+ years worth of income and the other person did not. Go figure. Eight. Self-Made. “At least eighty percent of millionaires are self-made. That is, they started with nothing but ambition and energy, the same way most of us start.” Brian Tracy Nine. Move the Train Forward. Wealth Momentum is like a train starting from a dead stop 1900 Vintage. You put in the right fuel and build up the heat, so it can be released the power through the wheels to move the train forward. Ten. A Snowball You Can’t Stop. Wealth Momentum works the same way. You start from a dead stop, you put in the money fuel and build up the compounding interest heat and it gets released every week. The more money you add the great the interest heat and the money train builds momentum that becomes like a snowball you can’t stop. Eleven. Appeal. Bryan L. said, “If Wealth Building seems hard to you then Wealth Momentum won’t appeal to you.” Wealth Momentum works like the snowball. You start from a dead stop, you put in the money fuel and build up the compounding interest heat and it gets released every week. The more money you add the great the interest heat and the money train builds momentum that becomes like a snowball you can’t stop. “How do you know know when your money is in momentum. From a financial point of view your money continues to increase on its on.” Bryan L.

7. Putting Wealth into Momentum Momentum is more important than money. Money can be replaced, momentum building (mentally and emotionally) can be a challenge to get started, but it powers you through hard times. Here are three concepts on momentum for you to consider. The Story of the Filly, Acorn to Oak Tree, Fly Wheel Effect by Jim Collins. Get this concept from Matthew 28.18, Jesus came up and said to them, “All authority (all power of absolute rule) in heaven and on earth has been given to Me.” Jesus’ was given all power and authority. This started His momentum. If you do not exercise your power and authority over your own mindset and emotions, you will not achieve momentum. The Story of the Filly The Power of Being Broken. A Filly must be yoked with an oxen for a period of time to help learn to pace itself for the long haul. The point is if you are not willing to go through what is necessary (the breaking in period) to become a full power race horse, do not misguide yourself into believing you can shortcut the process. Acorn to Oak Tree An Acorn Seedling has to fall from an Oak Tree to have any chance in becoming a Oak Tree. Only a tiny proportion of acorns make the transformation from seedling to mature oak tree. Since an Acorn Seedling rarely sprout or germinate when close to the parent tree due to lack of light through the tree’s canopy it takes a squirrels and other rodents to scatter the acorn seedlings. Acorns need the right soil conditions to germinate and sprout. Acorn Seedlings require loose and moist and nutrient-rich soil in a location that gets plenty of sunlight and rainfall. Given these conditions, the acorn can grow a taproot that pushes deep into the surrounding soil. As this happens the acorn sends a shoot upward. This is the first stage in the transformation of the mighty oak tree life cycle.

8. The seedling tree faces many dangers, from hungry wildlife such as the deer to forest fires and human construction activity. If left untouched the seedling will gradually grow and develop into a sapling tree after four to five years. The sapling then grows into a small tree that flowers and produces its own acorns. Many oak trees can live for hundreds of years, fruiting new acorns every spring and summer. Wealth Momentum is a process that few are willing to endure. If you are willing to fall to ground and get buried by life then maybe you will succeed. Fly Wheel Effect by Jim Collins The Flywheel effect is a concept developed in the book Good to Great. No matter how dramatic the end result, good-to-great transformations never happen in one fell swoop. In building a great company or social sector enterprise, there is no single defining action, no grand program, no one killer innovation, no solitary lucky break, no miracle moment. Rather, the process resembles relentlessly pushing a giant, heavy flywheel, turn upon turn, building momentum until a point of breakthrough, and beyond. Read the Full Concept Here If you are prepared for the unknown, because the future is full of it and are willing to take what life has, good or bad, then lets get to “Planning Things Into Existence.” “If you don't know where you are going, you'll end up someplace else.” Yogi Berra

9. Mini Book #Two. Planning Things Into Existence The World War II leader and US President Dwight D. Eisenhower apparently made a paradoxical statement about preparation. “Plans are useless, but planning is indispensable.” Remember we ended Restarting The Investment Portfolio with Yogi Berra saying, “If you don't know where you are going, you'll end up someplace else.” Consider this. How much time do you research and plan your next vacation which lasts for a week or two. How much more important is it to research and plan your investment portfolio. It is one thing to say you have a plan for this or that but are you planning for it. The 31 Concepts of Planning One. “Success is stumbling from failure to failure with no loss of enthusiasm.” Winston S. Churchill Two. If the first plan didn’t work, do things differently the second time. In other words, make better financial decisions with improved measurable results.

10. Three. Leave the past right where it is. Its time to make a new road that doesn’t look like anything from the past. This is my cancer side speaking. Without improved measurable results all you are doing is repeating the past, and if the past didn’t work! Four. Your character will get proven out when you loose everything and you are left with nothing. Re-build your character first, then re-building success will feel, look and be expressed differently. Five. Who Was Successful in Business Late in Life? Think about the people you know who were later bloomers in business and what they had to go through to get to their level of success. Some people are afraid of failing so they will not even attempt something bigger than themselves. Colonel Sanders at the age of 62, Sanders opened the first Kentucky Fried Chicken, and history was set in motion. Julia Child write her first cookbook at the age of 50 and gained a reputation as one of the top French chefs in the world. Laura Ingalls Wilder was in her 60’s when she wrote Little House. Ray Kroc success after 70. Nelson Mandela he was elected as his country's president at the age of 76. Joseph A. Campbell didn’t develop his first condensed soup, tomato soup, until he was 78 years old. Six. “If you want to get to millionaire acres, you have to take the losses along the way. The losses prove your character.” Bryan L. Seven. Be careful where you spend your money. Don Connelly said, “It’s quite easy to spend $20,000 getting two people to Europe for two weeks. The same $20,000 invested at a reasonable rate of return over several years makes the opportunity cost of going to Europe prohibitive.”

11. Eight. Do The Three Simple Things. “What do you need to start a business? Three simple things: know your product better than anyone, know your customer, and have a burning desire to succeed.” Dave Thomas, founder of Wendy’s. Nine. Trust. “If people like you, they’ll listen to you, but if they trust you, they’ll do business with you.” Zig Ziglar Ten. Don’t Wait For Perfect Time. “The stars will never align, and the traffic lights of life will never all be green at the same time. The universe doesn’t conspire against you, but it doesn’t go out of its way to line up the pins either. Conditions are never perfect. ‘Someday’ is a disease that will take your dreams to the grave with you. Pro and con lists are just as bad. If it’s important to you and you want to do it ‘eventually,’ just do it and correct course along the way.” Tim Ferriss, author of The 4-Hour Work Week. Eleven. Design and Feelings. “Design is not just what it looks like and feels like. Design is how it works.” Steve Jobs, co-founder, chairman, and CEO of Apple Inc. How does your business work? Easily, Smartly, Quickly, Profitably. Feels Good? Twelve. Worry. “Don’t worry about people stealing your design work. Worry about the day they stop.” Jeffrey Zeldman, entrepreneur and web designer. Thirteen. Ten Percent. “The last 10% it takes to launch something takes as much energy as the first 90%.” Rob Kalin, founder of Etsy. Close does not count in business the last 10% does, so get it done. Fourteen. Here’s Some Wisdom. “A year from now you may wish you had started today.” —Karen Lamb, author. Fifteen. The Bigger Money Gap becomes apparent after the storm is over and you can see the losses adding up. How do we repair The Bigger Money Gap? Two things. 1. Get a better mindset. 2. Create a better plan.

12. Sixteen. All hard work leads to profit – Proverbs. There is no time line. However long it takes is how ever long it takes. If you want to walk in someone else’s success then you also have to endure their failures. Seventeen. “Play by the rules, but be ferocious.” – Phil Knight, founder, Nike. In business some will love you and some will hate you. Does it really matter? Eighteen. “The only way you are going to have success is to have lots of failures first.” – Sergey Brin, co-founder, Google. Amen! Nineteen. “To be successful, you have to have your heart in your business, and your business in your heart.” – Thomas Watson, Sr., former chairman and CEO, IBM. If you are planning your business into existence you will go far like Mr. Watson. Twenty. “Forget past mistakes. Forget failures. Forget everything except what you’re going to do now and do it.” – William Durant, co-founder, General Motors. If you cannot forget your failures, but learn from them and move forward, you are already done in business. Twenty One. “When cancer comes along and takes all your money down to the pennies, Isn’t that great when you can say all your worth in this world is less than, 50 cents, then the cancer goes after your future income. Live in that for a bit.” Bryan L. Twenty Two. Proverbs 31:16 She considers a field and buys it; From her earnings she plants a vineyard. Twenty Three. Know well the condition of your flocks, And pay attention to your herds. Proverbs 27:23 Twenty Four. Pay what you owe to others (James 5:4-6

13. Twenty Five. King Solomon was the wealthiest man in the world, with assets running in the three trillion mark in new money. He said this, “Whoever loves money never has enough; whoever loves wealth is never satisfied with their income. This too is meaningless.” Ecclesiastes 5:10 Twenty Six. “It is wise to store up wealth.” Proverbs 30:24-25 Twenty Seven. And let endurance have its perfect result, so that you may be perfect and complete, lacking in nothing. James 1:4 Twenty Eight. “A wise man thinks ahead; a fool doesn’t, and even brags about it!” Proverbs 13:16 Twenty Nine. The plans of the diligent lead to profit Proverbs 21:5 Thirty. God is more committed to our greatness than we are. Eph 3.21 Thirty One. If you knew how badly you will needed that lost time later in your life that would have made the difference between getting hit by that person who ran the red light or not. OR when the doctor says you have cancer and now you are faced with a disease that wants to disrupt your life in every way possible and you wish you had that time back to live better. It doesn’t work that way. “You can get more money, but you can’t get more time, so invest it wisely.” In the next section (this is where I am currently) we cover “The Power of Combining Different Ideas” to get the financial and planning ideas flowing. So get ready for some brainstorming!

14. Mini Book #Three. The Power of Combining Different Ideas “Ideas are easy. It's the execution of ideas that really separates the sheep from the goats.” Sue Grafton My Power of Combining Different Ideas came from a conversation with a good friend of mine after telling him about my book “The Money Gap”. He gave some recommendations that has launched The Money Gap and dozens of its quotes and topics all over LinkedIn. Instead of diving right into “The Power of Combining Different Ideas” we are going to talk about mindsets, giant killer mindsets to set your stage of success up right. “While community is important, cash flow is still king.” Worthy

15. The Ideas “If you don’t take advantage of an idea someone else will.” Bryan L. The Giant Killers Mindset If you are going to take something on that is bigger, greater and stronger than yourself you need some mindset help. Here are eight. Taken from the story of David vs Goliath 1 Samuel 17. 1. v3 “The Philistines occupied one hill and the Israelite’s another, with the valley between them.” First, create space between you and your giant, whether that is mental, physical, emotional or financial so you can see the bigger picture. 2. v4-11 Goliath was 9 feet tall, the iron point of his spear weighed 15 pounds. “All the Israelite’s were dismayed and terrified.” Because of what they saw with their eyes. Second, know what your giant fights with and “what it’s limits are.” 3. v12-15 David was the youngest son, age 13. Third, do not allow your lessor status in life determine your future. By the way this lessor son became King David and second wealthiest man on earth behind his son Solomon. 4. v23 Goliath stepped out from his lines and shouted his usual defiance, and David heard it. v26 David asked the men standing near him, “What will be done for the man who kills this Philistine? Fourth, what is the reward for being motivated to kill your giant? 5. v33 Saul replied, “You are not able to go out against this Philistine and fight him; you are only a young man, and he has been a warrior from his youth.” Fifth, do not allow others to place limits on you. 6. v40 Then he (David) chose five smooth stones from the stream, put them in the pouch of his shepherd’s bag and, with his sling in his hand, approached the Philistine. Six, live in power and authority that tells fear to shut up.

16. 7. v46 (David said) I’ll strike you down and cut off your head. Seven, tell the giant what is going to happen to it. 8. v48-51 David ran quickly toward the battle line to meet him (Goliath). Reaching into his bag and taking out a stone, he slung it and struck the Philistine on the forehead. The stone sank into his forehead, and he fell face down on the ground. “David ran and stood over him. He took hold of the Philistine’s sword and drew it from the sheath. After he killed him, he cut off his head with the sword.” Eight, execute your plan without any hesitation. Back to My Cancer Story In July 2023 I had a necessary prostate surgery that effected my bladder, with a 3 to 6 month healing recovery period. That surgery has not pencil out, so it’s back for more tests to see what is next. The point of this chapter is to help you get the idea in your head that plan B, C, D or all the way down to Z may become the new plan A. Cancer basically took any plans I had and burned them to the ground. Once the smoke subsided and the ashes settled it was time to rethink different ideas many times over, until. My “Until” was writing The Money Gap, which became The Bigger Money Gap with The Money Bridge in the works. “Many of life's failures are people who did not realize how close they were to success when they gave up.” Thomas A. Edison The Combination and Rotation Formula Andy Crestodina said, “It’s not the best content that wins. It’s the best-promoted content that wins.”

17. As an entrepreneur you have to figure out what your winning combinations are and master the marketing of those combinations until the right numbers fall into place the lock opens and wealth success is achieved. These are just some ideas that are working for my company. Since my company publishes “how to guides” I have a rotating schedule that works like clockwork. Monday and Wednesday Content based on the Eye Catcher Home Style Guide with articles on Art, Furniture, EV Car Charging, Energy, Personal Finances, Real Estate and more. Tuesday and Thursday Content is based on the Eye Catcher Real Estate and Finance Guide with articles on Credit Building, Real Estate Ownership, Crowdfunding Property Ownership, Personal and Business Loans. Friday Content is based on The Money Gap Mini Book and The Cancer Warrior. All of my companies content is posted one time a day on the networks of LinkedIn, Active Rain and Alignable while targeting business professionals, realtors and business owners. On LinkedIn alone there are twenty one business pages and groups that are posted to during the week with different content based on my guides. This keeps the content fresh and un-spammy.

18. Three Closing Thoughts - “Success comes from the inside out. In order to change what is on the outside, you must first change what is on the inside.” Idowu Koyenikan “The heart and soul of a company is creativity and innovation.” Robert Iger, CEO of Disney “When you find an idea that you just can’t stop thinking about, that’s probably a good one to pursue.” Josh James, CEO and co-founder of Omniture “If you don’t, it won’t.” Bryan L. You can find Bryan L. on LinkedIn The Bigger Money Gap is Powered by Eye Catcher Business Publications 3.16 He Loves You All Rights Reserved and Copyrighted 2024 by Bryan L. / The Bigger Money Gap The Bryan K Long Company / Eye Catcher Real Estate Ventures Eye Catcher Publications