Budgeting. “Pay Yourself First”. Personal Budget. Working Tool Take Control Directs flow of cash received towards financial goals Must be Flexible! Takes discipline. Creating a Budget. ?. Reasons for a Spending Plan. …Helps you determine where you are spending your money currently.
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“Pay Yourself First”
etting aside money for “big ticket items”
voids borrowing, which costs you a lot! It’s a
ery wise thing to do, because
very time you pay yourself first, you are developing asaving habitthat leaves you with more money to spend later on for things that are really important to you!
Taxes are the largest deductions-required by law
Employees match contributions of employers to SS
Food, Entertainment costs, clothing
Can change month to month