Primary Care Information Session. Tara O lsen Director of Financial Aid Tufts University S chool of Medicine Tara.Olsen@Tufts.edu medicine.tufts.edu/ finaid 136 Harrison Ave, Boston, MA 02111 Telephone# 617-636-6574 Fax # 617-636-3447 General Email : Medemail@example.com.
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Director of Financial Aid
Tufts University School of Medicine
136 Harrison Ave, Boston, MA 02111
General Email: Medfirstname.lastname@example.org
Indebtedness prevents most MD’s from choosing a specialty that they’re passionate about…
There are many options available to assist with the financial obligations of loan repayment and the expected salary of a primary care physician
Indebtedness is one of the top factors in selecting a specialty:
According to the 2012 GQ, this was the least considered factor with moderate or strong influence.
Top five factors were:
Role model influence
Future family plans
Loan Forgiveness programs are available so I may borrow whatever amount I want and not worry at all about the repayment amount
Loan Forgiveness programs are available to assist borrowers who want to work in public service but they are not there to avoid repayment down the road.
Borrowers must remain focused on the long term obligations of loans and be fiscally responsible to avoid unintended consequences
National Health Service Corps (NHSC) Loan Repayment
National Health Service Corps (NHSC) Student to Service Loan Repayment
National Health Service Corps (NHSC) Scholarship
Primary Care Loans (PCL)
Public service Loan forgiveness (PSLF)
State loan repayment options
Income based Repayment (IBR)/Pay As You Earn (PAYE)
Loans must be with a Direct Loan Servicer
Primary Care Loans are NOT eligible
Federal Perkins and FFEL loans (Staffords/GradPLUS borrowed from lender) are NOT ELIGIBLE but may be included in consolidation loan to become eligible
Income based repayment (IBR)
Pay As You Earn (PAYE)