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Fondenergia

Fondenergia. Esempio: Retribuzione Annua 20.000 €. REDDITO LORDO IRPEF : 20.000 € (si suppone coincidente con quello utile x Tfr) CONTRIBUTO LAVORATORE (2%) : 400 € CONTRIBUTO AZIENDA (2%) : 400 € TOTALE CONTRIBUTO DEDUCIBILE : 800 € RISPARMIO FISCALE 27% : 216 €

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Fondenergia

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  1. Fondenergia

  2. Esempio: Retribuzione Annua 20.000 € REDDITO LORDO IRPEF : 20.000 € (si suppone coincidente con quello utile x Tfr) CONTRIBUTO LAVORATORE (2%) : 400 € CONTRIBUTO AZIENDA (2%) : 400 €TOTALE CONTRIBUTO DEDUCIBILE :800 € RISPARMIO FISCALE 27% : 216 € Versamento al netto del vantaggio fiscale 584 € di cui effettivamente a carico del lavoratore 292 €

  3. I Costi di FONDENERGIA a) Oneri finanziari Commissione media di gestione: 0,22% Oneri di Banca Depositaria: 0,03% _______ Totale: 0,25 % b) Oneri amministrativi 0,23% Totale 0,48%

  4. I GESTORI DI FONDENERGIA Conservativo: Ras – San Paolo Imi Bilanciato: Pioneer - Duemme – Dexia Dinamico: Ing Investment – Monte Paschi

  5. Il comparto conservativo

  6. Il Comparto Bilanciato

  7. Il comparto dinamico

  8. I rendimenti

  9. I rendimenti

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