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Presentation for USS members Colin Busby and Eifion Morris APMI. Your USS Journey.

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Presentation for USS members

Colin Busby and Eifion Morris APMI

Your USS Journey

Every effort has been made to present accurate information. Members are advised to check with their employer and/or the USS guides to confirm their understanding before acting on any information given. This presentation may be recorded for training and audit purposes.


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Transition

The review of USS

Changes affecting current members

Changes affecting new joiners

Tax relief restrictions from 2011

Your questions








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Normal Pension Age (NPA)65Example –retiring at 60 with employer consent

  • Age at 31 March 2011 50

  • Service to 31 March 2011 20 years

  • Service since 31 March 2011 10 years

  • Pensionable salary £45,000.00





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Contribution increase to 7.5% Ages

* 40% tax relief applied









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How does new section work? Ages

Scheme design to be confirmed


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New section - Example Ages

We now need to add inflation













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Prudential AVC calculator Ages

  • Website www.pru.co.uk/uss






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More information Ages

  • Pensions office contacts

  • USS website – www.uss.co.uk

  • Prudential – www.pru.co.uk/uss