slide1 n.
Download
Skip this Video
Loading SlideShow in 5 Seconds..
Mann Deshi Mahila Bank (MDMB ) 1997 A regulated co-op bank run BY and FOR women; recognized by the Reserve Bank of In PowerPoint Presentation
Download Presentation
Mann Deshi Mahila Bank (MDMB ) 1997 A regulated co-op bank run BY and FOR women; recognized by the Reserve Bank of In

Loading in 2 Seconds...

play fullscreen
1 / 39

Mann Deshi Mahila Bank (MDMB ) 1997 A regulated co-op bank run BY and FOR women; recognized by the Reserve Bank of In - PowerPoint PPT Presentation


  • 253 Views
  • Uploaded on

Mann Deshi Mahila Group. Mann Vikas Samajik Sanstha (now MDF) State registered NGO since 1994 Started by Chetna Gala- Sinha Main focus on upliftment of women through vocational training, healthcare and scholarships for girls. . Mann Deshi Mahila Bank (MDMB ) 1997

loader
I am the owner, or an agent authorized to act on behalf of the owner, of the copyrighted work described.
capcha
Download Presentation

PowerPoint Slideshow about 'Mann Deshi Mahila Bank (MDMB ) 1997 A regulated co-op bank run BY and FOR women; recognized by the Reserve Bank of In' - elton


An Image/Link below is provided (as is) to download presentation

Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.


- - - - - - - - - - - - - - - - - - - - - - - - - - E N D - - - - - - - - - - - - - - - - - - - - - - - - - -
Presentation Transcript
slide1

Mann DeshiMahila Group

    • Mann VikasSamajikSanstha(now MDF)
  • State registered NGO since 1994
  • Started by Chetna Gala-Sinha
  • Main focus on upliftment of women through vocational training, healthcare and scholarships for girls.

Mann DeshiMahila Bank (MDMB) 1997

  • A regulated co-op bank run BY and FOR women; recognized by the Reserve Bank of India
  • Microfinance: microcredit and savings leading to women’s empowerment
  • Obj.: Asset creation, social security, women’s rights and more

Self Help Group (SHG) Federation

Currently has 2462 SHGs

slide3

Mann DeshiMahila Group

    • Mann VikasSamajikSanstha(now MDF)
  • State registered NGO since 1994
  • Started by Chetna Gala-Sinha
  • Main focus on upliftment of women through vocational training, healthcare and scholarships for girls.

Mann DeshiMahila Bank (MDMB) 1997

  • A regulated co-op bank run BY and FOR women; recognized by the Reserve Bank of India
  • Microfinance: microcredit and savings leading to women’s empowerment
  • Obj.: Asset creation, social security, women’s rights and more

Self Help Group (SHG) Federation

Currently has 2462 SHGs

site visits
SITE VISITS

Pam Sporborg(2006); interned with MVSS/MDMB

VivekThirtha (2007)

Aparna (2008)

All three site visit reports have been very positive

slide5

For More Info visit:

www.manndeshi.org

Or

Search for “Mann Deshi” in your favorite search engine. 

slide6

MissionThe Deshi Entrepreneurs initiative will work to create business role models of promising rural women entrepreneurs by providing them with the guidance and training needed to aim and achieve significant business growth. ObjectivesThe Deshi Entrepreneurs initiative will in 5 years:- Indentify rural women pioneers who have developed a business with growth potential- Substantially scale up 1,000 chosen microenterprises through a formalized mentorship- Build 1,000 business role models to inspire and motivate other entrepreneurs to grow their microenterprises by utilizing the financial services and business management training provided by the Bank and Business School.Focus AreaEducation and Livelihoods

project goals
Project Goals

Short-term goals (pilot year)

  • Provide promising entrepreneurs with management training and support to grow their businesses.
  • Foster a positive relationship between business mentor and Deshienterpreneur.
  • Through business schools, develop innovative business basic training curriculum for the unque needs of rural enterpreneur.

Intermediate goals (first 2 years)

  • Partner with prominent members of Indian business development communities to make business curriculum a perfect fit for Deshienterpreneur.
  • Rapidly expand
  • Increase the quality and scale of micro-enterprise.

Long-term goals

  • Improve economic status and empower them to grow their businesses and contribute to the overall economic development of the local communities.
  • Foster 1000 role models who will inspire future clients
  • Build an extensive network with prominent members of business community and rural entrepreneur.
current problems challenges faced b y rural women
Current Problems/Challenges Faced By Rural Women
  • Lack of capital- more capital for maintenance & growth
  • Market constraints- limited demand due to the nature of business, competition, population size, or market economy
  • Supply chain- inability to manage the supply of raw materials; lack of access to or knowledge of cheaper, better wholesalers for raw material
  • Labor & Production- inability to manage the supply of raw materials; lack of access to or knowledge of cheaper, better wholesalers for raw material
  • Cash Flow Management - difficulty managing working capital
  • Marketing - need for marketing strategy training
first phase pilot y ear program 2009 10
First Phase: Pilot Year Program (2009-10)
  • The first phase was implemented only in one district.
  • MDF visited 230 women at home and interviewed them out of which 25 were selected for pilot program.
  • Workshop on advanced finance literacy was held as 90% of participants had limited financial literacy.
  • This workshop trained them mainly in tracking and documenting their finances.
  • SP Jain institute of management has designed a Deshi MBA program which targets the challenges faced.
  • Mentors were identified for each woman. Mentors have been of great help and is one of the important aspect of this program.
pilo t program success stories
Pilot Program - Success Stories

MrsSujataMane - a graduate of the pilot program

  • Her small business is varied and includes making masalas, making noodles, sewing and a small store.
  • After the workshop, she added a coconut barfi making business and the store was expanded to include sales of candy and soap!
  • Sujata has used bank loans from Mann Deshi for buying buffaloes, sewing machines etc. Her earnings doubled after taking the pilot program. And hires help in the summer for making the noodles (shevai).

Ms. ShobhaRaut- a graduate of the pilot program

  • used to have a small "sundries" shop before; after the program she has expanded her store to include women’s clothing and accessories.
  • What she liked about the program was the exposure to other women small business owners and her increased number of contacts as sources for inventory.
  • She also looks after her parents and is serving as mentor to other women now.
second phase 2011
Second Phase: (2011)
  • This program is now ran in two states Maharshtra and Karnatake in Satara, Hubli and Dharwad districtswhich covers a total of 196 villages.
  • Started accepting application in Jan. Total 362 application received, 273 women selected for this program. Application process lasted for 1.5 months.
  • Mentors are included from major cities like Pune and Mumbai as well.
  • Implementation of financial diary and montly status checks.
  • Not a single loan defaulter.
budget for aid pdx
Budget for AID - PDX
  • Total cost incurred to train one Deshi entrepreneur is Rs 3500.
  • AID-PDX can sponsor 50 Deshienterpreneurs in the first 6 months and then based on their performance sponsor 50 more.
  • Total cost

50 * 3500 + 50 * 3500 = 3,50,000 RS

selection criteria for deshi entrepreneur participants
Selection Criteria for Deshi Entrepreneur Participants
  • Is a client of Mann Deshi, or is interested in becoming a client
  • Is working in a new business sector, or has developed an innovative business model with growth potential
  • Growth of her business and building her as a role model will positively impact her community or other women working in a the same business sector
  • Has taken steps to grow her business
  • Has a developed or innovative vision of expansion
  • Has a good understanding of where she needs help in order to improve her business, has sited problem areas
  • Is the owner and manager of her business, if it is a family business then she has a substantial role in the management and decision making of the business
  • Is willing to work with a Mentor and attend training sessions
business sectors of deshi entrepreneurs
Business Sectors of Deshi Entrepreneurs
  • Manufacturing
    • Bakery and food production (pappad, khakara, rotis)
    • Spice and flour grinding
    • Paper cup production
    • Tailoring
    • Artisan: Frame, basket, bag making
  • Service
    • Beauty parlor
    • Tea Stall/Restaurant/Food Delivery
    • Delivering kitchen appliances
    • Pigmy Agent
  • Trader
    • Vegetable or fruit vendor
    • Street vendor (candy, snacks, and grocery goods)
    • Ladies store
    • Stationary store
    • Grocery store
  • Agriculture
    • Raising and selling goats, chickens, eggs
    • Pomegranate, Papaya, Banana, Mango Farmer
slide21

Total Women Interviewed: 130

75% rural villages

25% small cities (Satara and Solapur)

slide22

Education

No Education: 14%

2nd – 6th Standard: 17%

7th – 12th Standard: 59%

Higher Education (B.A., B.S.): 10%

slide23

Caste

  • Open Caste 37%
  • O.C.B. + N.T. 50%
  • S.C. 13%
slide24

Business Type Break Down

40% Manufacturing

33% Trader

22% Service

5% Agriculture

slide25

Monthly Sales

53% 200 – 9,999

22% 10,000 – 20,999

13% 30,000 – 69,999

6% 70,000 – 999,999

6% 1 lakh – 3 lakh

Monthly Profit

60% 200 – 4,999

24% 5,000 – 9,999

15% 10,000 – 30,000

1% 60,000

slide26

1st Batch of Participants: 35

(to be selected from Western, Mahrstraha)

slide27

Problem Areas for Deshi Entrepreneurs

  • Marketing and branding: how to reach bigger markets, and increase customers
  • Where to cut costs: how to find cheaper wholesalers or suppliers
  • Networking: how to communicate with bigger businesses or wholesalers in larger villages or cities
  • Management skills: how to retain and manage labor
  • Cash flow: how to better manage their business capital through savings and loans
  • Basic accounting: how to record and keep track of their sales
project implementation outline
Project Implementation Outline

The program objectives will be achieved through an

intensive 3-day Business Basics Workshop and a

yearlong formalized mentoring relationship.

local mentors
Local Mentors

To help guide these women on how best to achieve their business growth goals, each woman participant will be matched with a Local Mentor. These individuals will be established business professionals with great knowledge of the local economy.

expert advisers
Expert Advisers

Expert Advisers will be individuals working in larger scale business sectors in Satara, Pune, Bombay and neighboring cities. These Advisers will be industry leaders or trade specialists, business professionals from Business Associations, institutes or consultancies.

criteria for selecting local mentors
Criteria for Selecting Local Mentors
  • Live in the Satara district
  • Have started and grown their own business; if business is inherited need to have grown the business; or have worked as a educator/trainer for specific business sector
  • Have great understanding of the local market economy
  • Know how to find suppliers and wholesalers
  • Have general experience with marketing, sales, and accounting
  • Can effectively manage unpredictable problems that may arise
local mentor responsibilities
Local Mentor Responsibilities
  • Each Mentor will be assigned 2 to 3 women participants to advise over the course of the year
  • Mentors will work with Program Coordinator and their Mentee to design a year-long Business Growth Action Plan
  • Mentors will serve as Personal Business Coaches, directing their Mentees on how best to achieve all of her business goals listed in their Action Plan
  • Mentors will stay in constant contact with their Mentees during the year through phone and site visits
slide33

Program committee will match Mentors to Mentees

  • Problem areas and expansion vision of Mentee
  • Business Sector
  • Location of Mentor and Mentee
mentor training 1 day
Mentor Training – 1 day
  • Receive detailed Business Profiles for their Mentees
  • Learn about their role and responsibilities within the program
  • Sign a program contract
facilities provided to mentors and mentees
Facilities Provided to Mentors and Mentees
  • Coverage of transportation, food and lodging expenses for program trainings and events
  • Monthly stipend of INR 500 (phone and transportation)
business basics workshop 3 days in gondavale
Business Basics Workshop – 3 days in Gondavale
  • A common training for all women participants that will introduce basic business management strategies such as, simple accounting, marketing, quality assurance, product quality and standardization, accessing capital, creating a Business Action Plan.
  • Indian Business School partner will create curriculum for this workshop and train business school trainers to teach women participants
  • Participants will meet with Mentors and Program Coordinator and write their Business Growth Action Plan
  • Women participants will sign a contract, outlining her responsibilities and commitment to the program
additional training
Additional Training
  • 3 Educational Seminars- 1 day each in Satara
  • 2 Field Trips – 2 days each
achievement award and certificates
Achievement Award and Certificates
  • Three awards for the Deshi Entrepreneurs (and their mentors) who have achieved the greatest success given their individual challenges.
  • One award will be given to the most dedicated Mentor
  • General Community Service Certificates will be given to all participants and Mentors for their completion of the program.
areas of potential support
Areas of Potential Support
  • Business school partner or Resource Organization to help design and implement business training curriculum for Business Basics Workshop
  • Indian businesses and NGO partners to provide or recommend business professionals for mentorship
  • Funding to cover operation costs (for complete break down see budget in full business plan)
  • Media partner to promote the initiative and attract dedicated Mentors and potential business partners
  • An independent consultant to conduct an Impact Assessment of first and last year