1 / 8

A Detailed Guide about Mutual Funds

<br>A mutual fund collects money from thousands of investors and invests it according to the schemeu2019s stated objectives. The money is typically invested in stock or bond markets and managed by the fund management<br>

elendrive
Download Presentation

A Detailed Guide about Mutual Funds

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. A Detailed Guide about Mutual Funds

  2. Overview Over the past few years, mutual fund investment has emerged as the perfect choice for goal-based investing. Whether it is buying a property, children’s higher education & marriage, or your retirement, mutual funds are an excellent avenue to achieve all your financial goals. You can begin with a few thousand rupees and amass a massive corpus in 15-20 years through mutual funds. While the returns from traditional fixed deposits have nosedived, mutual funds have delivered impressive double-digit returns over the past two decades. But how do mutual funds work? What are their unique features? Why do you have to invest in them?

  3. A Detailed Guide to Mutual Fund Investment • To understand the concept of mutual funds, it is essential to know the following aspects. • Working of Mutual Funds • Advantages of Mutual Funds • SIP Investment & Benefits • Types of Mutual Funds

  4. Working of Mutual Funds A mutual fund collects money from thousands of investors and invests it according to the scheme’s stated objectives. The money is typically invested in stock or bond markets and managed by the fund management team under an asset management company (AMC) The mutual fund scheme seeks to deliver market-linked returns to investors.

  5. Advantages of Mutual Funds • Investors have several benefits from investing in mutual funds. • Ease & convenience of investing through mutual fund apps and online investing • Professional money management by experts • A well-diversified portfolio of stocks & debt securities • A strong discipline of saving & investing is reinforced through a mutual fund SIP • Stock market returns can beat inflation and also deliver compounding returns to investors • ELSS mutual funds are eligible for tax benefits u/s 80C 

  6. SIP Investments & Benefits A systematic investment plan (SIP) is one of the best features of a mutual fund investment. If you cannot invest a huge lump sum amount, you can start with as little as Rs.500 every month and gradually increase it to create wealth over 15-20 years. SIP helps you to save regularly, beat market volatility, and benefit from the power of compounding.

  7. Types of Mutual Funds There are several ways to classify mutual funds. But the broad classification is given below. Debt Funds Equity Funds Hybrid Funds • According to the SEBI regulations, funds that invest at least 65% of their assets in equity securities are classified as equity funds Funds that invest predominantly in fixed-income securities like debentures, government & money market securities These funds take a balanced exposure to both equity & debt markets and invest in a mix of stocks & bonds

  8. Conclusion With the emergence of investment apps, you can easily invest in mutual funds like Navi's Nifty 50 Index Fund with no paperwork and minimal documentation requirements. You can choose from a wide variety of funds and invest at ultra-low costs. The entire mutual fund investment process can now be completed within a few minutes and with a few clicks.

More Related