Multi-Life Disability Insurance. Y OUR GATEWAY TO A SUCCESSFUL CARRER IN INSURANCE SALES. What is it?. Individual Disability Insurance offered at a discounted and Uni-Sex Rate to 3 or more employees at the same firm Discounts can range from 15\% to 35\%
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
YOUR GATEWAY TO A SUCCESSFUL CARRER IN INSURANCE SALES
It’s a Win-Win-Win
Employer-Paid and Voluntary Plan Specifications
*For cases with 15-69 eligible lives, the Home Office will consider making an offer on a Guaranteed Issue basis. Such an offer is contingent on a minimum of 15 paid lives. If fewer than 15 paid lives are written, full underwriting will be required. Discounts and GI maximum Issue Limits are the same as for cases of 70-149 eligible participants.
**The maximum amount available can vary based on the characteristics of the group.
Minimum Participation:Employer Paid — 100% required minimum of 10 participantsVoluntary — 30% target minimum of 25 participants
Guaranteed Standard Issue
- Industry - Turnover rate
- Occupations - LTD experience
- Financials - Age
- Local economy
Income, Bonus, Gender, Smoking Status
But, most importantly…
Supplemental income insurance plans enhance existing group LTD benefit to maximize income protection in the event of a disability