Electronic Cash. Bahman Radjabalipour Ositadimma Maxwell Ejelike School of Computer Science University of Windsor April 2006. Contents. Introduction “What is money?” "Research on electronic payment model“ "A new electronic cash model”
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Ositadimma Maxwell Ejelike
School of Computer Science
University of Windsor
WHAT IS MONEY?
Ray Byler, Ph.D.
Assistant Professor of Computer Science
Batesville, Arkansas 72501
Research on Electronic Payment Model
College of Computer Science and Technology
Wuhan University of Technology
This paper introduces the 3e payment model.
The 3e payment model includes:
Every electronic commerce system generally includes three parts:
A New Electronic Cash Model
Written By Xiaosong Hou, Chik How Tan
manager, clears the transactions between the shop and the customer.
Customer opens account in the bank and obtain a valid membership certificate and a secret
Shop prepares payment message that contains transaction information, such as date, time, shop ID, currency and amount. Customer pays by signing the transaction message using his/her private membership key. The shop verifies the correctness of the customer’s payment signature, using the group public key published by the bank.
The shop deposits the collected payment messages to the clearing house. The clearing house, verifies the validity of the deposited payment transcripts, and sends the bank periodic summaries of settlement of funds. All transactions and settlement records are kept as evidence for audit and security purposes.
The bank knows the linkage between the account number and the customer identity, while the clearing house knows the linkage between the account number and the payment history, therefore, if and only if a Tracing Order (TO) is issued from the Judge, the clearing house can cooperate with the bank to achieve fair tracing.
logy(a/a´ )= logy(b/b´ )= logy(d/d´ )
PayCash: A Secure Efficient Internet Payment System
Written By Jon M. Peha and Ildar M. Khamitov
PAYCASH DESIGN GOALS
 Xiaosong Hou; Chik How Tan, "A new electronic cash model," Information Technology: Coding and Computing, 2005. ITCC 2005. International Conference on , vol.1, no.pp. 374- 379 Vol. 1, 4-6 April 2005
 Bo Meng; Qianxing Xiong, "Research on electronic payment model," Computer Supported Cooperative Work in Design, 2004. Proceedings. The 8th International Conference on , vol.1, no.pp. 597- 602 Vol.1, 26-28 May 2004
 Byler, R. What is money?. In Proceedings of the 2nd Annual Conference on Mid-South College Computing (Little Rock, Arkansas, April 02 - 03, 2004). ACM International Conference Proceeding Series, vol. 61. Mid- South College Computing Conference, Little Rock, Arkansas, 200-209. 2004.
 Peha, J. M. and Khamitov, I. M. PayCash: a secure efficient Internet payment system. In Proceedings of the 5th international Conference on Electronic Commerce (Pittsburgh, Pennsylvania, September 30 - October 03, 2003). ICEC '03, vol. 50. ACM Press, New York, NY, 125-130. 2003.