Commercial Loans in Melbourne - PowerPoint PPT Presentation

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Commercial Loans in Melbourne

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  1. Commercial Loans in Melbourne Commercial loans are bank loans that are granted to different types of business entities. In some cases, the loan is extended to aid a company with short-term funding for basic working functions, such as meeting payroll or purchasing supplies that are used in the production of the goods manufactured and sold by the company. At other times, it may be used to buy new machinery that is directly connected to the operation of the business. Commercial Loans are a debt-based funding arrangement that a business can set up with a financial institution. The proceeds of commercial loans may used to fund large capital expenditures and operations that a business may otherwise be unable to afford.

  2. Commercial loans are usually for a short-term secured or unsecured, and are often advanced for financing equipment or inventory. Banks usually require the commercial borrowers to submit monthly and annual financial statements, and to maintain insurance cover on the financed item. Services Equipment finance Vehicle finance Debtor finance Equipment rental or leasing Working capital Types of Commercial Loans include: Real Estate Purchase Loan Hard Money Loan Bridge Loan Joint Venture Loan

  3. One of the advantages to this type of loan is that many banks offer them at very competitive interest rates. Often, the rates will be lower than for other loans, especially assets that the borrower will have a smaller amount to repay the lender. As with all financial arrangements, local and national laws regarding the banking industry will dictate the structure and conditions associated with a commercial loan. For more details, please visit: http://www.capitalaccess.net.au/