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Cyril de Lalagade partage un Conseils de gestion de portefeuille pour les jeunes investisseurs

Cyril de Lalagade est spu00e9cialisu00e9 dans la gestion de portefeuille et le marchu00e9 financier. Des investissements intelligents, disciplinu00e9s et ru00e9guliers dans un portefeuille de participations diversifiu00e9es peuvent gu00e9nu00e9rer de bons rendements u00e0 long terme. Cyril de Lalagade se consacre u00e0 aider les gens u00e0 atteindre leurs objectifs financiers en investissant dans des actions et obligations. Cyril de Lalagade discute d'une bonne fau00e7on de commencer u00e0 construire un portefeuille et comment le gu00e9rer pour obtenir les meilleurs ru00e9sultats.

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Cyril de Lalagade partage un Conseils de gestion de portefeuille pour les jeunes investisseurs

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  1. PORTFOLIO MANAGEMENTTIPS FORYOUNG INVESTORS By Cyril delalagade

  2. Too many young people rarely—if ever— invest for retirement. Some distant date, 40 or so years in the future, isdifficult tofathom.But tosupplement formanyyoungpeople withoutinvestments retirement income (if any), these future retirees will have a hard time paying for life'snecessities.

  3. StartEarly Start saving as soon as you go to work by participating in a 401(k)retirement plan, if it's offered by your employer. If a 401(k) plan is not available, establish an Individual Retirement Account (IRA) and earmark a percentage ofyour compensation for a monthly contribution to theaccount.

  4. Early HigherRisk Allocation Another reason to start saving early is that the younger you are, the less likely you are to have burdensomefinancialobligations: a spouse, childrenanda mortgage,tonamea few.Without these burdens, you can allocate a small portion of your investment portfolio to higher-risk investments,whichcanreturnhigheryields.

  5. An ExemplaryEgg To illustrate the advantage of investing as soon as possible, assume that youinvest$200 every month starting atage 25. If you earn a 7% annual return on that money,when you're 65, yourretirement nest egg will be approximately $525,000.

  6. Diversify Theideaistoselectstocksacrossabroad spectrum of market categories. This is bestachievedthroughanindexfund.Aim to invest in conservativestockswith regular dividends, stocks with long-term growth potential, and a small percentage of stocks with better returns or higher riskpotential.

  7. Keep Costs toa Minimum Invest with a discount brokerage firm. Another reasontoconsiderindexfundswhenbeginning to invest is that they have low fees. Because you'll be investing for the long term, don't buy andsellregularlyinresponsetomarketupsand downs. This saves you commission expenses andmanagementfeesandmaypreventcash losseswhenthepriceofyourstockdeclines.

  8. Discipline and RegularInvesting Makesurethatyou your investments putmoneyinto onaregular, disciplined basis.This may not be possible if you lose your job, but once you find new employment, continue to put money into yourportfolio.

  9. Asset Allocation andRe-Balancing Assign a certain percentage of yourportfoliotogrowthstocks, dividend-paying stocks,index funds,andstockswithhigherrisk but betterreturns.

  10. The BottomLine Disciplined, regular,diversified investments in a tax-deferred 401(k), IRA or a potentially tax-free Roth IRA, and smart portfolio management can build a significant nest eggfor retirement. A portfolio with tax liability, dividends, and the sale ofprofitable stock can provide cash to supplement employment or businessincome.

  11. THANKYOU! Cyril deLalagade

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