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Common Mistakes That Lower Your Personal Finance Score

Learn the top mistakes that lower your personal finance score and how to fix them with smart habits like budgeting, saving, and responsible credit use.

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Common Mistakes That Lower Your Personal Finance Score

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  1. Common Mistakes That Lower Your Personal Finance Score Living Beyond Your Means Spending more than you earn leads to debt and low savings. No Monthly Budget No budget? You’re likely overspending knowing it. without High Credit Utilization Using over 30% of credit hurts your financial health score. Ignoring Your Credit Report Errors or fraud can hurt your score if left unchecked. Late or Missed Payments Missing your score and damages trust. payments lowers Source: Moneyview

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