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USA Benefits Group America’s #1 Online Agency. We do the shopping so you don’t have to. ABOUT THE COMPANY USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.

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we do the shopping so you don t have to
We do the shopping so you don’t have to.

ABOUT THE COMPANY

  • USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.
  • Non-captive agents working for you, not the insurance company.

STABILITY

  • 23 years of Health and Life Insurance Specialization

SECURITY

  • Working with only the top rated companies as determined by the A.M. Best Company
  • Totally secure online platform. HIPAA compliant.
  • Nationwide fully licensed independent agents

COMMITMENT

  • Dedicated to superior customer service
  • Annual Reviews

TOLL-FREE CUSTOMER SERVICE

  • Personal and Professional Attention
  • Knowledge and Dependability
  • Promptness in Handling Your Requests
a few questions to make sure you get what you want
A Few Questions to make sure you get what you want.
  • How old are you? Spouses name and age? ____
  • How many dependant children will be covered?___
  • Does anyone have any pre-existing health conditions?_______
  • Is anyone taking any prescription drugs regularly?__
  • Has anyone been hospitalized in the last 5 years?___
  • Is anyone currently pregnant? Are you planning a larger family?___
  • Do you spend more than $350 (individual) or $750 (family) per year on prescription drugs?
  • Do you go to the doctor more than 7 times (individual) or 14 (family) due to sickness?____
  • What is your current monthly cost?___ Have you had any/many rate increase?____
  • Do you have a managed-care plan or HMO plan?
  • What do you like about your current coverage?_____
  • What do you dislike about your current coverage?_____
  • What do you feel is the most important reason why you should carry health insurance?______
getting started enrollment procedure
Getting Started/ Enrollment Procedure
  • Complete application for health insurance.Submit initial deposit of first month’s premium and an administrative fee. (varies per company)
  • Future premium payments made by Monthly Bank Draft (M.B. D.)Insures your coverage won’t be interrupted because of a missed payment. Other options may vary
  • 1-3 Week Evaluation PeriodMay be longer depending upon medical requirements
  • Insurance company issues your new policyAfter your application has been reviewed and approved. Do not cancel previous coverage until approved.
can you afford to be without health care protection
Can you afford to be without Health Care Protection?

Examples of doctor and hospital expenses*

  • Diabetes Mellitus(73 days of hospital confinement)$ 90,755
  • Cervical Cancer(95 days of hospital confinement)$ 114,147
  • Closed head injury – vehicle accident(105 days of hospital confinement)$ 152,392
  • Gastritis and acute vascular insufficiency(194 days of hospital confinement)$ 242,427
  • Septic shock due to Weil’s Disease(Multiple hospital confinements)$ 949,583