Improve Your Credit with a Credit Sweep
A Credit Sweep is a fast and accurate way to clean up your credit report. You’re legally entitled to have inaccurate information removed from your credit report. Your credit scores quickly go up when your credit report is cleared of false and damaging entries. We can help you fix your damaged credit and improve your credit score with our credit sweep.
Inaccurate Credit Reports The Federal Credit Reporting Act promotes the accuracy and fairness of reports by the consumer reporting agencies. Because the Act only “promotes” accuracy and fairness - there’s little to no enforcement to make sure that information is accurate. Most people, even people with good credit, have inaccurate and potentially damaging informationin their credit profiles. As a result, you can dispute the information on your credit report. Consumer reporting agencies are required by law to correct or remove inaccurate information from your profile. A credit sweep is one way to dispute the informationin your credit report.
The Traditional Dispute Method The traditional dispute method involves sending off letters, waiting for a response from the consumer agency and then sending off more letters. It can be a long process that requires follow up with the credit agencies month after month and can drag on for years. The credit sweep method is much more aggressive and resolves credit disputes in a shorter period of time.
Manual Credit Repair Have you ever heard the saying, “the squeaky wheel gets the oil”? That is the idea behind manual credit repair. A hand-written dispute letter is the squeaky wheel that causes a file to be reviewed by a person instead of being handled by the consumer agency’s automated system. Inaccurate, false, or unverified information is more likely to be removed from a credit report when the dispute is handled by a person.
A Credit Sweep is the Best Way to Improve Your Credit The law is on your side. Use it to fight against false, inaccurate, incomplete, and unverified information on your credit report. The traditional method of disputing information on your credit report is time-consumingand a seemingly never-endingprocess. A credit sweep is the best way to improve your credit score. Our manual credit repair approach guarantees that your file will be handled by a person. Because negative information is more likely to be removed from your credit report as a result of being reviewed by a person, it’s the fastest and most effective way to remove damaging informationfrom your credit reports.