e commerce gateway payment solution n.
Download
Skip this Video
Loading SlideShow in 5 Seconds..
E COMMERCE GATEWAY PAYMENT SOLUTION PowerPoint Presentation
Download Presentation
E COMMERCE GATEWAY PAYMENT SOLUTION

Loading in 2 Seconds...

play fullscreen
1 / 32

E COMMERCE GATEWAY PAYMENT SOLUTION - PowerPoint PPT Presentation


  • 101 Views
  • Uploaded on

E COMMERCE GATEWAY PAYMENT SOLUTION. Meet InternetSecure. Purchased by Elavon in 2005 Located in Oakville, Ontario CANADA, InternetSecure Important part of the Elavon suite of products.

loader
I am the owner, or an agent authorized to act on behalf of the owner, of the copyrighted work described.
capcha
Download Presentation

PowerPoint Slideshow about 'E COMMERCE GATEWAY PAYMENT SOLUTION' - cate


An Image/Link below is provided (as is) to download presentation

Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.


- - - - - - - - - - - - - - - - - - - - - - - - - - E N D - - - - - - - - - - - - - - - - - - - - - - - - - -
Presentation Transcript
e commerce gateway payment solution
E COMMERCE GATEWAY

PAYMENT SOLUTION

meet internetsecure
Meet InternetSecure

Purchased by Elavon in 2005

Located in Oakville, Ontario CANADA, InternetSecure

Important part of the Elavon suite of products.

Industry experience combined with superior customer service makes InternetSecure the solution of choice for a merchant’s payment acceptance needs.

Learn more about InternetSecure at www.internetsecurehelp.elavon.com

e commerce solutions
E-Commerce Solutions
  • Now offer two products that are ideal for merchants doing business over the internet
    • Virtual Merchant for merchants needing:
      • Gift Card
      • DCC
      • Check Processing
    • InternetSecure
      • Credit Card Processing
      • Card on File
      • Tokenization
slide6
Secure eCommerce Payment Gateway
      • Online Payments, Recurring Billing, Tokenization, Pre-Auth, Virtual Terminal
      • Standard Credit/Debit Card Brands
    • Integration Options: Hosted Solution or XML-API
    • Shopping Carts – compatible with most – see list on InternetSecure site for full disclosure
merchant website integration options
Merchant Website – Integration Options
  • Flexible Integration Options allow businesses to accept payments on their website based on their specific requirements

Option 1: Simple HTML Order Form

Suitable for merchants with simple product list and/or few options

Option 2: Shopping Cart Integration

Choose from some of the most popular shopping carts to allow for more robust ordering options.

Option 3: Authorize.net Emulation

Works with most carts already integrated to Authorize.net

  • Hosted Solution or API
    • Merchant’s can choose the Hosted Solution for the quickest, simplest, most secure integration method or the API for the most customized solution.
internetsecure value to your merchant
InternetSecure – Value to your Merchant
  • Experience – a leader in the industry for 13 years
  • Eliminates costs - (and complexity) of dealing with a 3rd party gateway
  • Free integration, compliance and certification support
  • Faster check out lines - real-time processing - customers complete the checkout in 3-5 seconds
  • Advanced risk management – AVS, CVV2, GEO-IP Filters, MasterCard SecureCode and Verified by Visa
internetsecure value to your merchant1
InternetSecure – Value to your Merchant
  • Easy to implement - Integrates with popular shopping carts
  • Handholding - end-to-end guidance for merchants
  • Keeps Merchant Compliant - PCI Compliant
  • Data Management- a “merchant area” compliments MerchantConnect provides reporting
value to the merchant continued
Value to the Merchant, continued
  • Pre-Auth / Pre-Auth Completion
    • Delayed delivery merchants
    • High risk products (I.e. electronics) where merchant wishes to review transactions before acceptance.
  • Tokenization
    • Store Cardholder Information on InternetSecure Servers
      • PCI / Security – merchant does not store card numbers
    • Card Replacement Value – 16 character Alpha Numeric
      • Can only be used by the Merchant associated with the token – no concern with use of the token by others should the merchant’s database is breached
    • Flexible Options – Ideal for Various Billing Requirements
      • Different amounts or on different days of the month
      • Usage Charges (pay as you go, pay for clicks, etc.)
      • “Remember Me” Convenience Feature for Customers
tokenization continued
Tokenization, continued
  • Populate Cardholder Database in Real-time
    • When cardholder data is populated, the merchant receives a Token. Future transactions for that cardholder only require that the Token be passed which replaces all of the cardholder information (card #, expiry date, cardholder name, billing address, email address)
  • Transaction Processing Using the Token
    • Via Batch upload (Merchant’s Area)
    • Via Real Time XML Request Message
additional features
Additional Features
  • Recurring Billing
    • Initiated by the CARDHOLDER with one transaction from the merchant’s website
    • Single transaction request includes:
      • Process an Initial Payment or Setup Fee (one time)
      • Schedule future payments of a fixed dollar value, at intervals chosen by the merchant (I.e. weekly, monthly, quarterly, etc.)
      • Pre-determined end date or indefinite recurring payments
real time risk management and fraud detection
Real-Time Risk Management and Fraud Detection
  • Verified by Visa and MasterCard Secure Code
    • Easy Integration, no software for merchant to install (many competitors require the installation of an MPI which can be difficult to integrate for some)
  • Visa CVV2, MasterCard CVC2, Amex CID
  • AVS (Address Verification Service)
  • Velocity Control
    • Limit the # of transactions allowed by card number in a 24 hour period (1-99)
  • Negative Lists: Hot email / Hot IP
  • Geo-IP Identification
  • Min/Max
    • Limit the minimum and maximum value per transaction that the merchant is willing to accept as online payment.
hosted solution or api the choice is flexible
Hosted Solution or API – The Choice is Flexible

Hosted Solution

  • Quickest, simplest, most secure integration method.
  • Order form or shopping cart is hosted by merchant on their own website.
  • Once cardholder is ready to “checkout” and enter payment details, they are presented with a page hosted by InternetSecure where payment card details are collected and processed.
sample transaction
Sample Transaction

Merchant’s Website

Hosted

Solution

Shopping Cart with items chosen by Cardholder

On Checkout, seamless redirection to IS Gateway

slide18

Secure Page Hosted by InternetSecure

Hosted

Solution

User Friendly

Customization

(Merch Logo)

User Friendly

Customization

(Color Scheme, Fonts, etc.)

Jane Doe

Fisherman’s Cove

123 Any St.

Boston

MA

81267

USA

867-555-1212

jdoe@hotmail.com

slide19

US Dollar Total

Hosted

Solution

Cardholder Details Entered on IS Hosted Secure Page

4500586494120568

02

10

180

slide20

Hosted

Solution

If cardholder’s issuing bank participates in 3D Secure, Cardholder is prompted to enter password

450000000000000

02

10

180

slide21

Walleye Direct.

Hosted

Solution

Cardholder is Presented with an On-screen Receipt and email copy (optional)

hosted solution or api the choice is flexible1
Hosted Solution or API – The Choice is Flexible

API Solution (XML)

  • Most customizable integration method.
  • Order form or shopping cart is hosted by merchant on their own website.
  • Once cardholder is ready to “checkout” and enter payment details, they remain on a secure page hosted by the merchant where payment card details are collected and processed. (SSL Certificate required)
value to the representative
Value to the Representative
  • Saves you time - Merchants receive help directly from InternetSecure to develop and implement their web sites
  • Affordable and NO Transaction Fees and No Upfront Costs - easy to sell and with all of the concern over security gives the merchant a high level of comfort
value to the representative1
Value to the Representative
  • No Pends due to documentation - Website does not have to meet the website requirements prior to Underwriting.
  • Although all items on checklist must be completed Merchant will work directly with InternetSecure to complete Internet Account Requirments

Not Completed by Rep

resources and launch date
Resources and Launch Date
  • Launch Date is February 18th, 2010
  • Additional information can be located on the MSP Infocenter using key words internet secure.
  • A link to the Help Library on the InternetSecure (www.internetsecurehelp.elavon.com) site has been provided
    • Questions about any of the functionality, resources, contact numbers, etc can be found in this Library
    • Go out and explore
  • Online Technical Documentation: https://www.internetsecure.com/merchants/showPage.asp?page=CIMA