How to Check if a Car Has a Category (Cat S or Cat N)

1. How to Check if a Car Has a Category (Cat S or Cat N)? Before committing to a used car purchase, it is crucial to understand the vehicle's complete history. Unknowingly buying a car that has been previously written off is one significant risk. To prevent regrets in the future, it is essential to know how to check the car category. My Car Reg Check assists you in rapidly determining if a car is classified as Category N (non-structurally damaged) or Category S (structurally damaged but repairable). You can quickly do a vehicle check and make sure you're investing wisely by just entering the license plate. What Are Vehicles in Categories S and N? Depending on the extent of damage, insurance companies classify written-off vehicles into various categories: Category S (Structural Damage): Although the vehicle has structural damage, it is safe to fix. Category N (non-structural damage). Only electrical or cosmetic components were impacted by the accident.

2. When you buy a car, knowing if it’s classified under Category S and Category N protects you from overpaying or risking your safety. With a simple free car check through My Car Reg Check, you’ll get all the facts in seconds. Why You Must Always Check Car Category Failing to check car category can lead to: ● Buying a structurally damaged vehicle without knowing ● Higher insurance premiums from certain insurance companies ● Decreased car valuation ● Potential safety hazards ● Difficulty reselling the car Performing a car history and history check through My Car Reg Check gives you peace of mind when buying a used car. How to Check if a Car Has Been Classified Cat S or Cat N Here’s how you can do it: 1. Ask the Seller While sellers are supposed to disclose this information, not all will tell the whole truth. Always double-check independently. 2. Perform a Visual Inspection Signs like uneven panels, mismatched paint, or welding marks may suggest past damage—but these are not always visible. 3. Use My Car Reg Check The best way is to enter the vehicle registration number at My Car Reg Check. You'll instantly access: ● Insurance category (including Category S write details) ● Full MOT history ● Outstanding finance alerts

3. ● Mileage discrepancies ● Number of previous owners ● Theft and scrappage status ● Engine number confirmation Why My Car Reg Check Is Trusted? When you use My Car Reg Check, you’re tapping into verified databases that major insurance companies and government agencies trust. You’ll receive: ● Complete car history ● Damage and write-off information ● Mileage discrepancies ● MOT history check ● Outstanding loan or outstanding finance alerts All critical factors when you're buying a used car. Understanding Other Insurance Categories Besides Cat S and Cat N, there are other important write-off classifications: Cat A: Must be scrapped; no parts can be salvaged. Cat B: Vehicle must be scrapped; some parts can be reused. Cat U: Damaged, but not officially recorded as written off. Our vehicle check system ensures you find out about Category S, Category N, or any other insurance category associated with the vehicle. What Happens If You Buy a Cat S or Cat N Car? Risks include: ● Reduced car valuation at resale ● Trouble obtaining affordable insurance ● Higher chance of mechanical problems later ● Dealing with hidden structural repairs (especially for Category S write vehicles) ● That's why using My Car Reg Check before buying a used car is essential.

4. Steps to Take if You Still Want to Buy If you proceed after finding out about a Cat S or Cat N status: ● Arrange an independent mechanic inspection. ● Obtain full repair history. ● Validate the engine number and VIN. ● Review MOT history for issues. ● Confirm no outstanding finance is attached. ● Doing your due diligence with a free car check protects your investment. How to Use My Car Reg Check Step-by-Step 1. Visit My Car Reg Check 2. Enter the number plate of the vehicle. 3. Instantly receive a detailed vehicle check report. 4. This process only takes minutes but could save you thousands in hidden costs. FAQs About Car Categories Is buying a Cat S car dangerous? Not necessarily. If properly repaired and certified safe, it can still be a good purchase. Always do a car history check first. How do I find mileage discrepancies? Our vehicle check highlights any mileage discrepancies based on MOT and servicing records. Can I sell a Category S car later? Yes, but expect a lower car valuation due to its history. Does a Cat S car affect my insurance? Yes, some insurance companies might charge a higher premium, or even refuse to insure.

5. Final Words When you’re buying a used car, taking shortcuts can cost you dearly. By simply checking the number plate with My Car Reg Check, you get immediate, trustworthy results about the car's past — including if it was a Category S write or Category N vehicle. A free car check or full vehicle check from us ensures you won’t fall victim to hidden surprises. Enter the vehicle’s registration number today and make your next car purchase with total peace of mind.