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Course overview of Excellence in SME Lending by CARE Training

Excellence in SME Lending by CARE Training is a two day intensive programme for persons working in the area of SME financing. The course will cover all aspects of SME business and will provide participants with foundation and skills necessary to originate and manage this business in a profitable and risk contained manner. So apply for CARE Training Courses by going to the link below:<br><br>https://www.care-trainings.com<br>

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Course overview of Excellence in SME Lending by CARE Training

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  1. Excellence in SME Lending Course Overview

  2. Excellence in SME Lending Day 1 of Training

  3. Session 1 • Introduction to the SME Domain and its importance to Banks/NBFCs • Introduction to the SME market size in India • Why  is SME business attractive to Banks and NBFCs • Govtinitiatives- Mudra bank, CGTSME, Start up and Stand up guideline • RBI guidelines on SME lending Session 2 • Credit Appraisal of SME Clients – A changing Science • Promoter Risk / Management Risk - Ability vs Willingness to pay • Industry Risk • Market Risk • Credit Scoring Model & Rating – Thresholds • Case Study / Case lets

  4. Session 3 • Financial Risk Analysis. • Reading the financial statements • Classification of Profit & Loss items • Analysing Financial performance – Profit & Loss Account & Balance Sheet Ratios • Classification of Balance Sheet –  Lenders perspective • Case lets Session 4 • Cash flow  VS Fund Flow & its Importance • Critical aspects of SME project Appraisal • Case Study / Case lets

  5. Excellence in SME Lending Day 2 of Training

  6. Session 1 • Client Interviewing skills and Role of RMs • Various methods of Assessment of Working Capital. • Building / Validation of projection of SMEs in context of business, industry and economic environment. • Case Study / case lets Session 2 • Traditional SME Products in the market • Introduction to product design, USPs, risk pricing • Case Study / Case lets

  7. Session Three & Four • Documentation, Disbursement and Monitoring systems • Early Warning Systems • Whither collateral in SME Credit – Diminishing role • Product Structuring and innovation – • Vendor bills, Supply chain financing, • TReDS, • Equipment finance for Mfg. and Doctors, • Structured Term Loan • Digital Lending – Evolution, Key determinants, Process Flow and Risks.

  8. Contact Us CARE Advisory Research & Training Ltd.4th Floor, Godrej Coliseum, Somaiya Hospital Road, Off Eastern Express Highway, Sion East, MumbaiMaharashtra 400022 Ph: 022 6754 3456Email:cart@care-cart.com

  9. Website Links www.care-trainings.com www.care-advisory.com www.care-cart.com

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