How to Get a Car Title Loan in California Car title loans within California have become a convenient choice for many Californians who have trouble meeting the state’s high cost of living. You may have even seen television commercials for such auto title loans. They are also referred to in California as pink slip loans, auto title loans and or title loans and can be a great way to borrow the money you need. Whether you’ve lost a job, have an expensive bill or just need money to make ends meet for a while, an auto title loan in California can be a quick solution to your problems. However, if you’ve never applied for a car title loan before and you reside in California, you may wonder how to get a car title loan in CA. Is it difficult? What are your chances of getting an auto title loan in CA? Let’s take a look at the answers to these questions and more. Is it Difficult to Get a Car Title Loan in California? You may think of a traditional bank in which you must haggle with a banker, deal with credit checks, fill out a lot of paperwork and wait a few days or even weeks for a decision. That’s a lot of work and time to borrow money. With a car title loan, you won’t have to go through many of the hassles that banks require. The process is much more streamlined and customer-friendly. Generally, you’ll need to take only a few items with you to apply for a car title loan in California. These include your vehicle, its title, registration, spare key, proof of insurance and a photo ID. You probably already carry most of these items with you when you drive, meaning that it shouldn’t take you much time or effort to gather them. The application process is generally much faster, as well. At Car Cash Loans, we can do your car title loan, and have you in and out in around an hour – with cash – giving you the money you need without spending all day to get it! What Are My Chances of Getting a Car Title Loan? Car title loans are issued on a case-by-case basis. Still, you’ll have a much better chance of getting a car title loan than a bank loan.
If you seek a car title loan through Car Cash Loans, you’ll never have to go through a credit check. This is good news if you’ve had credit issues in the past, as you won’t have to deal with an embarrassing credit rejection like you may at a bank. Also, note that the income verification process is minimal. You won’t have to be the CEO of a huge corporation to get a car title loan! What Will Happen to My Vehicle? Car title lenders are generally interested in your vehicle’s title – not the actual vehicle. This is good because you can keep your vehicle and get the cash you need! As long as you pay your loan back properly, your vehicle will remain in your possession if you get a loan through Car Cash Loans. Car Cash Loans understands that you need to get around and is happy to accommodate your borrowing needs without forcing you to take the bus! How Long Will I Have to Repay My Auto Title Loan? Car title loans comes with flexible repayment terms. Whether you’d like to pay your loan back in a month or over a few years, Car Cash Loans can work out a convenient plan for you. Doing so will allow you to either pay your loan back quickly or spread out your payments to keep your monthly expenses down. Should I Get a Car Title Loan? With a speedy application process and plenty of convenience, a car title loan can be a great way to get the cash you need without a bank’s hassles. Also, if you’ve had credit issues, a car title loan may be the solution to your borrowing needs. Give it a shot if you need quick cash, got a pink slip and need a loan in California! Source - https://carcashloans.com/how-to-get-a-car-title-loan-in-california/