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Cover & Management of Agency Volunteers Department of Treasury and Finance Tasmanian Risk Management Fund Unit. Tasmanian Risk Management Fund (TRMF). Tasmanian Government’s self-insurance fund Established on 1 January 1999

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Cover & Management of Agency Volunteers Department of Treasury and FinanceTasmanian Risk Management Fund Unit

Tasmanian risk management fund trmf
Tasmanian Risk Management Fund (TRMF)

  • Tasmanian Government’s self-insurance fund

  • Established on 1 January 1999

  • Managed by inter-agency Steering Committee administered by TRMF Unit at Treasury

  • Agencies pay annual contributions to TRMF to meet claims costs

Tasmanian risk management fund cont
Tasmanian Risk Management Fund (cont.)

  • TRMF covers:

    • Personal injury (workers’ compensation & personal accident)

    • Property (general property, vehicles, marine hull)

    • Liability (general & medical)

    • Miscellaneous (travel & government contingency)


  • TRMF Unit – administers Fund Committees and finances, provides risk management information & advice to agencies, produces quarterly newsletter, facilitates training, undertakes projects

  • Marsh – undertakes claims management, provides advice to Government on risk management, reports to agencies and TRMF

  • Agencies – ensure safe working environment,develop internal policies,instruct Marsh and haveultimate responsibility for management of claims

Types of cover volunteers
Types of cover - volunteers

  • Personal accident

  • Liability

  • Property

    • personal property

    • vehicles

    • vessels

Personal accident cover
Personal accident - cover

  • No-fault personal injury cover for people who are not covered by workers’compensation(ie who are not employees of an agency) if they suffer or aggravate an injury which arises out of, and in the course of, their service to the government, or contract a disease for which their services to the government was the major contributor

    Includes authorised agency volunteers under an agency’s control

Personal accident cover cont
Personal accident – cover (cont.)

  • Factors evidencing agency control:

    • individual/group being appointed directly by the agency;

    • existence of a high level of agency supervision over the activities of the individual/group; and

    • agency having the power to dismiss the individual/group

Personal accident cover cont1
Personal accident – cover (cont.)

  • Does not apply to volunteers:

    • deemed to be workers under the Workers Rehabilitation and Compensation Act 1988 (WRCA); or

    • entitled to benefits in accordance with the WRCA under certain legislation:

      • section 71 Nature Conservation Act 2002

      • section 17 Whales Protection Act 1988

  • Volunteers who fall under categories above to be treated as workers and full WRCA benefits apply

Personal accident benefits
Personal accident - benefits

  • Calculated in accordance with the Workers Rehabilitation and Compensation Act 1988,including:

    • lump sum benefits (for death and permanent incapacity);

    • weekly benefits (replacing loss of wage or salary); and

    • other reasonable costs and expenses (including rehabilitation)

  • 2 year limit on benefits

Personal accident benefits cont
Personal accident – benefits (cont.)

  • Cover does not extend to costs & expenses recoverable from Medicare or a private health insurer

  • Motor Accidents Insurance Board (MAIB) provides no-fault benefits to persons who suffer personal injury as a result of a motor accident

Liability cover
Liability - cover

  • Under Civil Liability Act 2002 individual volunteers acting in good faith are exempted from liability arising from his/her negligence

  • Agency directing volunteer incurs liability

  • Third party public liability cover provided to agency where claim arises out of volunteer’s negligence

  • Cover is not provided where a volunteer:

    • acts outside scope of activities authorised by agency, or contrary to its instructions; or

    • is affected by alcohol/other drugs at time of incident

Property cover
Property - cover

  • Cover for loss of, or damage to (excluding normal wear and tear) property owned by an agency, eg vehicles, equipment etc

  • TRMF does not cover:

    • volunteers’ personal property; or

    • private vehicles and vessels

Volunteer management
Volunteer Management

  • The Tasmanian Government recognises the valuable role that volunteers play

    • Goal 3: Tasmania Together

      Recognise and value the many contributions that volunteers and unpaid workers can – and do – make to their community

  • Partnership Agreement – State Government & Volunteering Tasmania

    • Guidelines for Management of Volunteer Activity by State Agencies

Volunteer management1
Volunteer Management

  • Volunteer rights

  • Management responsibility

    • Risk Management

      • Policies/Procedures

      • Risk assessment

    • OH&S

      • WH&S Act 1995

      • OH&S Policy

      • Registration

      • Medical disclosure

Volunteer management2
Volunteer Management

  • Recruitment

    • Competency

    • Appropriateness

  • Policies & Procedures

    • Documented Policies

    • State Service Principles, Code of Conduct, Diversity and OH&S

Volunteer management3
Volunteer Management

  • Cover

  • Orientation / Induction

    • Policies/Systems

  • Activity Statement

    • Written

    • Identify nature of activity

  • Training

    • Skills & knowledge

  • Supervision


  • TRMF Unitemail: [email protected]


    (and go to Tasmanian Risk Management Fund)

  • MarshGreg Moore

    Mobile: 0409 178 321

    Phone: 6331 4331 Fax: 6331 7518 [email protected]