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Personal Investing Options

This analysis compares the financial outcomes over a 10-year cycle of a recent Electrical Engineering graduate entering the workforce directly versus pursuing two years of graduate school. The scenario considers factors such as starting salary, salary increases, savings rate, and rate of return on investments. By examining the potential outcomes of each path, individuals can make informed decisions about their career and financial future.

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Personal Investing Options

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  1. Personal Investing Options Techy1: Sean Husband Techy2: Soe Fong Organizer1: Hochan Chung Organizer2: Albert Tampi Summarizer: Charlie Benjauthrit

  2. Two Scenarios • Straight to the work force VS. • Graduate School Comparison done over a 10 year cycle

  3. Work Force • Recent Graduate of Cal Poly Pomona • Age of Graduation: 23 • Job: Electrical Engineer • Starting Salary: $55,000 • Estimated Salary Increase Per Year: 5% Assuming undergraduate school is paid off

  4. Graduate school • Two years of graduate school • $2600 per quarter totaling $15,600 • Age of Graduation: 25 • Job: Electrical Engineer • Starting Salary: $63,552 • Estimated Salary Increase Per Year: 7% Assuming undergraduate school is paid off

  5. Savings • 401k – 16% of base salary (pre-tax) • Rate of return- 6% For both cases

  6. Which Scenario do you think would produce the best outcome???

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