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There are thousands of reason why people are not buying term plan but are they doing the right thing to their life and taking risk? Many myths are existing in the society due to why people are not motivated to buy an Team Insurance. In this article I have presented 5 top most myths about buying an term plan.

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5 myths about buying a term plan

5 MYTHS ABOUT BUYING A TERM PLAN

There are thousands of reason why people are not buying term plan but are they doing the right

thing to their life and taking risk? Many myths are existing in the society due to why people are

not motivated to buy a Team Insurance. In this article I have presented 5 top most myths about

buying a term plan.

MYTH-1 buying policy online is very difficult if you’re not too familiar with internet. There

are a lot of steps and it would be difficult for me.

Buying a policy online now has very few steps and they have been simplified so that anyone

with basic knowledge of internet can buy a policy with ease. Moreover, you receive help on the

call as soon as you want it, to make sure that there are no mistakes in your application. You can

also save your application and continue it at a later time if you’re unsure of anything. All these

measures have helped many customers buy online with ease.

MYTH-2 if I’m buying online, my claim may not be settled.

When you buy a policy online you are buying directly from the company and hence there needn’t

be any worries about a valid claim being rejected due to the reason. The claim settlement process

is structured and goes through stages to verify your cause and eligibility for claims payout. The

only thing that is necessary on your part is to furnish all the details correctly so that there is no

discrepancy at the time of claim.

MYTH-3 I won’t be able to cancel my policy when I purchase it online

Any communication present online is validated and on-record and hence the chances of any

policy being wrongly portrayed are virtually nil. You have access to all the information required

before making a decision so that cancelling it becomes not necessary. However, term plans

bought online comes with the same facility of free look period wherein you can return/surrender

your policy if you are not satisfied after buying, within next 30 days. Minimal charges are

adjusted with the premium paid. The same can be done promptly through any of the

communication channels.

MYTH-4 My personal information and payment may not be secure online.

All the information you provide us to process your plan is maintained securely through state-of-

the art technology. Every transaction you make towards your policy is secured and swift through

the payment gateways in place. In case of any error in the transaction you can contact our

helpline and get it rectified immediately.

MYTH-5 I would need assistance in applying for a policy. There’s no one to assist me if I

do it online.

In case of any assistance, customers can quickly reach through the ‘Get a Call Back’ function

and can get immediate assistance on-call. There’s also a co-browsing option available where a

customer service executive can guide you by viewing your screen and knowing your exact

problem. You can also reach us through E-mail or Social Media for any assistance or queries. At

every step of the way, assistance is guaranteed to make sure that your online buying is a smooth

affair.