Wilshire Quinn Capital is a direct private money lender; we are not a loan broker. We know that time is of the essence for borrowers who may be seeking a many hard money or private money loan in Orange County CA. That’s why Wilshire Quinn Capital will work with you to fund your loan in just a matter of days.
Orange County is the third-most populous county in California, the sixth-most populous in the United States, and more populous than twenty-one U.S. states. It is the second most densely populated county in the state, second only to Los Angeles County.
With a large populous and strong business community Wilshire Quinn Capital continues to look for robust lending opportunities in Orange County in cities like Aliso Viejo, Anaheim and more. We are a direct private money lender; we are not a loan broker. We know that time is of the essence for borrowers who may be seeking a many hard money or private money loan in Orange County CA. That’s why Wilshire Quinn Capital will work with you to fund your loan in just a matter of days.
ASSET BASED LENDING
Asset based lending means we base our loan amounts on the value of real estate, such as an investment property, multifamily building, or commercial building, rather than strictly on your credit score and debt to income levels. Wilshire Quinn takes pride in our common sense equity based private lending.
Wilshire Quinn is an Orange County hard money lender that can handle even the most complicated of lending scenarios and cares more about the real estate that you are purchasing or refinancing and less about inflexible bank requirements.
WHAT IS A BRIDGE LOAN?
A bridge loan is a short-term loan that is used until a person or company either secures permanent financing or removes the obligation through the sale of the property. Bridge loans generally have higher interest rates than conventional or bank loans, and are written for shorter periods of time. Typical hard money or bridge loans are 12 to 18 months in length.
Wilshire Quinn Income Fund loans do not exceed 60% of the appraised value of the property securing the loan. At Wilshire Quinn Capital we control the lending process and can provide fast answers and quick closings for your hard money lending needs.
WHO TYPICALLY USES A BRIDGE / HARD MONEY LOAN?
Business owners looking to pull cash out of existing properties
People who want to close quickly
Borrowers who have multiple properties looking to cross collateralize
Investors looking to purchase rental properties
Investors who buy, repair, and immediately resell their property (Flippers)
Borrowers who cannot refinance with a traditional bank